Ziyang small micro financial services center (www.ziyangdai.com); provide unsecured, unsecured credit loans (3-50 million) advisory services - the letter should also do car mortgage credit record, if you have problems need to mortgage loans, have no mortgage, the house had been mortgage loans. Please contact us by phone: 23068388; QQ:522013587

The balance of loans, loans in 2012 financial institutions into the central bank issued the "report" shows, at the end of 2012, the loan balance of RMB of financial institutions 62.99 trillion yuan, a year-on-year growth of 15%. Real estate loans 12.11 yuan, a year-on-year growth of 12.8%. The report shows, real estate loan growth picked up.

At the end of last year, major financial institutions and major financial institutions in rural areas, city credit cooperatives, foreign banks RMB real estate loans 12.11 yuan, a year-on-year growth of 12.8%, 0 higher than the end of the last quarter
.6 percentage points; the annual increase of 1.35 yuan, accounting for the same period of the loan in increments of 17.4%, 2 percentage points higher than the first three quarters.

At the end of the year, real estate development loan balance of 863000000000 yuan, grow 12.4% compared to the same period, the growth rate at the end of the quarter, high 5- the letter advised the company also do car mortgage.1 percentage points. Real estate development loan balance of 3 yuan, grow 10.7% compared to the same period, the growth rate was 1.4 percentage points lower than at the end of the quarter. Individual housing loan balance of 8.1 yuan, grow 13.5% compared to the same period, the growth rate at the end of the quarter, 0.9 percentage points higher

.

The letter advised the company before with most of the petty loan company, mainly to promote micro credit loans. Now - the letter should also do car mortgage loans, appropriate letter company to carry out the car and the housing mortgage loans in the city, meet the collateral requirements, it can obtain higher than the credit line of credit.

The letter advised the company car to car loans mortgage -

At present, the letter advised the company on 29 city nationwide promotion should be car loan business, the applicant to provide mortgage loans owned vehicles, the highest price of 9 into the automobile assessment. In addition to the (over class) loans, the applicant may choose not to the car loan, the loan does not affect the car owners, the need to install GPS for automobile, the maximum loan auto assessment 8.

The letter advised the company real estate mortgage loans - Yi

Should mortgage is currently only in Beijing, Shanghai 6 city to carry out, the maximum loan housing assessment price 8. The letter should also accept two housing mortgages, even if the mortgage real to loan. After completing his items of the lending can.

Ordinary loan limit is an informal agreement forms of lending. Based on the characteristics of enterprise capital demand is seasonal and regularity, entered into informal agreements with banks, agreed by the bank in a specified period in enterprises to provide loan ceiling, the period and the loan amount, the enterprise can obtain bank loans. Enterprises to apply for loans must explain to the bank loans of financial situation, the bank according to the enterprise credit condition and its operational requirements to determine whether the credit and the implementation of the agreement. Loan commitments is more formal and legally binding agreement forms of lending. Enterprise and bank signed a formal loan agreement, the bank promised within a specified time limit and limit within enterprises to provide loans and require companies to pay commitment fee to the bank.