Automobile insuranceIs the car itself and its related interests as the object of an indeterminate value is a kind of property insurance, property insurance, is a motor vehicle third party liability insurance and as a means of transportation insurance. Automobile insurance generally includes the basic risks and risks of the two part.

The basic risks including commercial third party liability insurance, the vehicle damage insurance, whole vehicle pilfer, car personnel liability insurance is a total of four independent insurance, the insured can select the part of insurance, can also choose to insure all risks. Following up and have a look the function and role of automobile insurance. (Note: the following information for reference only, the insurance company may vary)

The vehicle damage insurance (optional: amount of full price -- the price *120%)

Responsible for the insurance accident, your vehicle damage compensation.
For example, the following accidents, the insurance company can be in accordance with the provisions of compensation for your own vehicle repair costs.
The car crashed into a guardrail, pillars
You accidentally hit another vehicle, his car was damaged

The commercial third party liability insurance (optional limit: 50000 ---100 million)

If the accident occurred insurance, the insurance company according to the provisions for you on the third party damage (a person or property) compensation. For example, the following accidents happen, if you have responsibility, the insurance company may in accordance with the provisions of compensation for you.
You accidentally hit another car
You accidentally hit someone casualties

Whole vehicle pilfer (against / not insured)

If the vehicle has stolen stolen, the insurance company for compensation in accordance with the provisions of.

Passenger liability insurance (optional limit: 10000 ---10 million / seat)

Accidents, resulting in the car passengers (non driver) casualties, if the vehicle is responsible, the insurance company to compensate according to the provisions. Passenger liability insurance belongs to the liability of the personnel on the car seat part.

Breakage of glass (optional: domestic glass / imported glass)

If the window, windshield alone and broken, the insurance company according to the actual loss compensation. For example, the following accidents caused by broken your window, windshield glass:
High speed driving by a flying stone, break the window windshield
The vehicle park was falling object smashed windows, windshields

Spontaneous combustion risk of loss (insurance / not insured)

Because the car electric appliances, circuit, circuit, fuel supply system, air supply system, the air itself, the vehicle operation problems caused by friction caused by fire, your vehicle's own loss, the insurance company according to the provisions of compensation.

Body scratch damage insurance (optional Credits: 2000---2 million)

The body surface non collision traces of paint alone to scratch, the insurance company responsible for compensation. For example, your car park, was for keys, knives and other sharp objects scratch, the insurance company responsible for compensation in accordance with the provisions of your repair cost.

Irrespective of percentage clause (against / not insured)

After insurance accident happens, the insurance company will calculate the deductible amount shall be borne by the insurer shall bear the (corresponding to different categories according to the provisions of the liability of franchise and deductible franchise calculation), insurance irrespective of percentage clause after the deductible amount, this part of the insurer is responsible for compensation.

For example, you drive the car hit the post, according to the terms of the owner should bear 15% of the costs. If you buy this insurance, insurance company 15% as compensation, decompression for you