The insurance claim documents (12 cases): what is required to provide the claim documents

    Litigation cases, is not a kind of insurance claims. Just because the litigation has recently increased, these cases there are many disputes in the documentation provided, therefore separately described.

   Litigation cases are mostly the people injury case. No matter what type of claim, the insurance company internal requirements, whether through litigation, making claims are required to provide the same document, which is in front of the various cases of document types. However, because many cases, did not enter the insurance claims process directly into the stage of the proceedings, so a large number of original documents submitted as evidence to the court, the insured person appears to provide documents difficulties.

   Litigation cases are divided into two kinds, one kind is the traffic accident the litigant, not related to the insurance company; another is the insurance company as a defendant or joint, direct liability.

   The first case, because it does not involve the insurance company, the verdict is not the final settlement of the insurance company has the legal effect, therefore in the document should be provided with. If after a court, the original documents into the court record, in the documentation can be copied and court files by the court sealed after submitted to the insurance company. The insured should pay attention to the early evidence relevant documents in the early in the process of the proceedings, the best can be the plaintiff and the support of the court at the end of the compensation, the documents collection is complete.

   In second cases, the insured shall actively collect and provide the documents, but in reality, due to various reasons, often appear after the verdict documents not complete situation. In such cases, will be the basic decision directed insurance company shall bear the liability for compensation, so the insurance company should also review and collect documents and responsibility in the litigation process, in the provision of documents, not by the insured fully obligations. Generally speaking, if the ruling, the documents should be the claims process could not be collected due to various reasons, the insurance company is not liable for not taking. In this case, can be said that the verdict is the only claim credentials, the verdict can represent all the claims documents.

   Therefore, when insurance litigation, the insured should collect all kinds of claims documents in responding and compensation process, but if the court decision directed liability insurance companies, insurance companies not to the insured fails to provide the claim documents and drag to compensate, judgment or court mediation is compensation credentials, shall unconditionally execution.