The fist Shenzhen development bank business -- Shenzhen automobile consumption loans, the deep development of the new car consumption loans of nearly 6000000000 yuan, the growth rate of more than 180%, its Shanghai branch is to occupy the vast majority of Shanghai personal auto loan market share, become a leader in auto loan business bank of be worthy of the name. Easy credit China should hot business to be introduced, hope to be able to give more consumers to reference.

Automobile consumption loan application:Http://www.loanchina.com/activity/product/carloan-gfxx.html

[introduction]

Use:For the purchase of not-for-profit yuan car (not including the second-hand car) loans.

The application conditions:First of all, need to apply for a property in Shanghai; in addition, there should be a proper occupation and stable income; and finally, to have good personal credit, no crime and bad credit record.

Interest rates:A life of 6.48% years, 2 years, 3 years for a period of 6.67%.

Loan amount:The highest price of 70%.

The term of the loan:A maximum of 3 years, the repayment of more flexible, optional monthly matching repayment, decreasing etc..

Easy credit Chinese [comments]

Is public Repeng, nature cannot do without the advantage of the deep development of automobile consumption loans with similar car loan products:

First, establish the cooperation with many manufacturers, involving many mainstream brands and models, the larger room for the selection of purchase a car;

Second, car loans mode is Shoufu + vehicle need not mortgage, mortgage, and the program is simple, low cost, lower loan threshold;

In third, one year in advance repayment without interest, one year after the repayment not breach, very price;

Fourth, the "golden Guardian" due to the SMS notification service, in the loan was not before the expiry of the notice to the borrower, very humane.

But the deep development of business of automobile consumption loans also exist obvious limitations:

First, purchase a car to buy three insurance, but for the most part, purchase a car makers, this mandatory regulation does not have too big effect;

Secondly, the borrower only property can apply for the business in the Shanghai region, region limitation is very prominent.

Status in the national tight regulation of the real estate market, the mortgage will be cool, and the market demand after the mortgage loan, in a market gap is still significant cases, is still expected to remain relatively strong level. Easy credit Chinese think, compared with automobile consumption loans with similar properties, the deep development of car consumer credit business development mode is mature, the market higher awareness, the development in 2011 will still be optimistic about the situation.