China's "motor vehicle traffic accident liability compulsory insurance regulations" for cross strong insurance compensation scope are defined. Insurance of motor vehicle traffic accidents caused by the insured vehicle, other than the victims of personal casualty and property loss, the insurance company shall make compensation for the losses in the limit. Automobile traffic accident liability compulsory insurance unified liability limit nationwide. The China Insurance Regulatory Commission related to the person in charge, to determine the limits of liability is mainly based on the consideration of the following aspects:

A traffic accident victims, satisfy the basic security needs.

Two, to adapt to the level of national economic development and consumer ability to pay.

The relevant provisions of the standard of compensation for three, with reference to other domestic industries and some regions.

Limit compensation vehicle liability in road traffic accidents    ■ for death and disability compensation for:50000Yuan

　　                                   Limit compensation ■ medical expenses:8000Yuan

　　                                   ■ property loss compensation limit:2000Yuan

Limit compensation vehicle no liability in road traffic accidents   ■ for death and disability compensation for:10000Yuan

　　                                  Limit compensation ■ medical expenses:1600Yuan

　　                                  ■ property loss compensation limit:400Yuan

Limit compensation vehicle liability in road traffic accidents   ■ for death and disability compensation for:110000Yuan

　　                                  Limit compensation ■ medical expenses:10000Yuan

　　                                  ■ property loss compensation limit:2000Yuan

Limit compensation vehicle no liability in road traffic accidents   ■ for death and disability compensation for:11000Yuan

　                                    Limit compensation ■ medical expenses:1000Yuan

　　                                  ■ property loss compensation limit:100Yuan

Limit for death and disability compensation: refers to the insured motor vehicle traffic accidents, the maximum amount of compensation for death and disability insurance shall bear the cost of all victims each insurance accident. Death and disability costs include funeral expenses, death compensation, relatives of the victims for the funeral expenses of the transportation costs, disability compensation, disability AIDS fees, nursing fees, fees, transportation fees, rehabilitation is dependent for living expenses, accommodation costs, delay costs, mental damage to the insured in accordance with the court judgment or mediation take comfort gold.

Medical treatment charge compensation limit: refers to the insured motor vehicle traffic accidents, the maximum amount of compensation insurer liable for medical expenses each insured all the victims of the. Medical expenses, including medical expenses, medical fees, hospitalization fee, hospital food subsidies, necessary, reasonable follow-up treatment costs, plastic surgery, nutritional costs.

Property damage compensation limits: refers to the insured motor vehicle traffic accidents, the maximum amount of compensation for loss of property insurer undertakes all the victims when insurance accident.