A,The approval conditions

(a)The main sponsor and other investors who meet the requirements;

     The petty loan company's Capital Limited: the territory of registration of enterprise legal person,Natural persons and other social organizations;Foreign registration of enterprise legal persons or organizations;Other investors approved by the competent departments of the.

     The petty loan company shall be borne by the main sponsor organization initiated the establishment of. The petty loan company's main sponsor to:In the registration of the enterprise legal person;Overseas financial institutions registered registration,Microcredit enterprises (or similar institution).

    Note:The petty loan company's main sponsor shall meet the following basic requirements:

    1,The net assets of not less than RMB1Billion yuan, and the asset liability ratio is not more than70%(the consolidated accounting statements).

    2,Profit for nearly three years, and three years the cumulative total net profit of not less than RMB3000Million yuan (consolidated accounting statements).

    3,Have good social reputation and integrity of records, nearly three years no major illegal, illegal behavior.

    4,With the Shenzhen city industry development oriented, has a good corporate governance structure and perfect internal control system.

    5,Shares the source of funds is true and legal, not to borrow shares, shall not be entrusted to investment funds.

 6,According to the requirements of other conditions cautious principle

       The territory of the enterprise registration in the administrative area of Shenzhen city as the main sponsor, should meet the conditions stipulated in article tenth above, shall also meet the following conditions:

    1,The total assets of not less than RMB10Billion yuan (consolidated accounting statements).

    2,More than one year in China to carry out small loans, consumer credit business experience in a related field.

    3,For nearly three years in the business management, financial management, tax administration, foreign exchange administration, customs administration has no illegal behavior.

    4,According to the requirements of other conditions cautious principle.

     Foreign financial institutions, micro credit company (or similar institution) as the main sponsors, in addition to meet the conditions stipulated in article tenth above, shall also meet the following conditions:

    1,Total assets of not less than RMB equivalent20Billion yuan (consolidated accounting statements).

    2,Engaged in the financial business and sustainable management of not less than10Years, have sufficient analysis and Research on the domestic loan market.

    3,Has a wealth of industry experience and good reputation in the industry.

    4,Investment behavior conforms to the national foreign investment management and foreign exchange management regulations and policies.

    5,According to the requirements of other conditions cautious principle.

     In addition to the main sponsor, the other contributors to the petty loan company shall meet the following conditions:

    1,The natural person as the investor, must have full civil capacity; purchase of fixed residence in Shenzhen; no criminal illegal and criminal record and serious adverse credit records; income condition is good, has the strong anti risk ability.

    2,Enterprises, social organizations, economic organizations such as the investor, must be legally established, have good social reputation and integrity of records, no criminal illegal and criminal record; financial situation in recent three years, good, qualified investors and the corresponding financial strength.

     The application for the establishment of small loan companies, the main sponsor shall be the largest shareholder, and the proportion of capital contribution shall not be less than the total registered capital30%The individual investor; investment proportion shall not be less than the total registered capital5%.

      The same investor and its related party investment set up a number of small loan company shall not exceed2The home, which is main sponsor initiated the establishment of small loan company shall not exceed the number of1Home.

(two) are in conformity with the provisions of registered capital requirement;

Micro credit company's registered capital shall be paid up capital for disposable. The organization form of small loan company is a limited liability company, its registered capital shall not be less than RMB1Billion yuan; organization for the Limited by Share Ltd, its registered capital shall not be less than RMB2Billion yuan.

Three.Have the qualifications of directors, supervisors and senior management personnel (including general manager, deputy general manager and staff level, the same below), as well as the staff have the corresponding professional knowledge and experience;

    Note:Application of micro credit company directors, supervisors and senior management personnel qualification, the person to be appointed shall comply with the basic conditions of "company law" provisions, shall also meet the following conditions:

    1,The senior management personnel to be appointed to be engaged in the financial industry related work5Years or above, have bachelor's degree above (contain).

    2,Aspiring directors, supervisors should have their duties with the corresponding financial knowledge, engaged in economic, finance related work3Years, a university diploma or above (including).

    Persons to be appointed in any of the following circumstances, may not apply for micro credit company directors, supervisors and senior management personnel:

    (a) criminal illegal and criminal record or serious adverse credit records.

    (two) a bankruptcy liquidation of company, company directors, supervisors and senior management personnel, individual responsibility for the company, enterprise bankruptcy, bankruptcy liquidation, the company since the date of completion of not more than3Years of.

    (three) the legal representative for illegal business license is revoked, shall be ordered to shut down the company, business people and senior management personnel, and individual responsibility, since the company, enterprise business license was revoked within not more than3Years of.

    (four) is the financial regulatory authorities of the state to cancel qualifications of directors, supervisors and senior management personnel, or prohibited engaged in the financial industry and the term is not full.

          Scope of business: specializing in small business loans in the administrative districts in a city (not absorb public deposits, according to the house of small gold201051The office)

       Shenzhen Yongsheng Management Consulting Co., Ltd., contact: Miss Zhang 13510759451 QQ31506242