The civil servants in Guangzhou purchase a car loan, 0.31%

  • Created:
  • / Author: Aaron Lewis

Home improvement and other 0.45%, need to contact the Guangzhou bank customer manager Tang, 13710986192 or QQ 826470992

A,   Data needed to apply for

1Guangzhou, Shenzhen, Nanjing, Foshan, accounts of civil servants

2, official card application form

3, identity cards, work permits copies

Two, "enjoy the loan" cash installment (maximum loan 300000)

◆Required information

1, enjoy the loan cash installment application form

2, business card, Id original and photocopy

◆Fee

The number of installment (period)

3Period

6Period

12Period

18Period

24Period

36Period

Staging the fee rate(%)

0.37

0.37

0.45

0.50

0.55

0.60

To apply for the

1Million as an example

Monthly fee(Element)

37

37

45

50

55

60

Cope with the monthly principal(Element)

3333.33

1666.67

833.33

555.56

416.67

277.78

Cope with the monthly total(Element)

3370.33

1703.67

878.33

605.56

471.67

337.78

Three, the home staging (the longest period of 60 or 5 years)

◆Required information

1The Bank of Guangzhou, official card Jiezhuang installment payment application form

2The applicant, valid ID card, residence booklet, proof of work, marriage certificate (married required)

3Decoration, house property certificate and property effective identity documents, contract, engineering budget table decoration, decoration company business license, decoration company entrusted collection books

4Nearly three months salary account bank water alone

◆Fee

With loan10Million as an example

The number of installment (period)

12Period

18Period

24Period

36Period

The fee rate

0.45%

7

9.5

13.5

Commission payable(Element)

450

7000

9500

13500

The monthly(Element)

8783.33

6005.56

4616.67

3227.78

The four stage, purchase a car

◆Required information

1The Bank of Guangzhou official card, purchase a car payment business application form

2The applicant, valid ID card, residence booklet, proof of work, marriage certificate (married to provide), my real estate certificate

3Purchase a car purchase a car, contract, invoice and receipt of payment (the minimum down payment ratio of net price20%)

4,