The car loan operation flow

The applicant and the guarantor shall provide a copy of the original inspection data

1,Proof of identity (husband and wife): ID card, account book, marriage certificate, residence, social security card

2,Real estate certificates (Ren Yi):

Commercial housing, the housing welfare, contact the housing property permits, Land Bureau, call information

Mortgage: mortgage contract, the Land Bureau hit single, complete contribution records

From the housing: the purchase contract, purchase invoices and receipts

Since the building: problems left two cards book "history" or receipt

3,Living proof (original): water, electricity and gas fee (one can)

4,Proof of income: our company to provide a unified format

5,The recent flow of bank statement (water and balance of the larger) or stock funds and other credit certificate

6,If the borrowing by private entrepreneurs: business license, bank statement

7,A one inch photo

The applicant is required to pay the cost

1,Fee: 200000 800, 200000 2000

2,The guarantee fee: loan amount x (- 1.8% a year 2.8% years, loans, loan three years 3%), acceptance and guarantee the lowest fees and charges 3000 yuan / pen.

The applicant is required to pay a deposit

1,The registration certificate of deposit: loan amount 2000 yuan below 200000, 20-50 million received 5000 yuan, more than 500000 received 10000 yuan (return to the motor vehicle registration certificate mortgaged refund, homebred car usually in about 15 days can be returned)

2,Counter - guarantee: also is not received, deep households without housing security to the people who (5%-8%) × loan amount (for the refund)

The applicant is required to stay in our company (the original does not affect the normal car)

1,The motor vehicle registration certificate (car or the applicant)

2,Insurance policy (vehicle insurance first beneficiary my company)

The loan application process

Companies pay the deposit, credit verification, provide information -- to my company, China Bank signed a contract and pay related fees - to the first paragraph, insurance costs -- China bank loans - car car - the follow-up work