Answer: have to introduce the debt financing patterns in the lease financing, credit financing and corporate bond financing issued related knowledge, today to share with you the debt financing patterns in the relevant knowledge of loan financing.

Financial institutions issuing loans, is to be able to recover all the money is the premise of security. Therefore, to decide whether or not the loan, audit the loan conditions, the bank will be. So, Chinese promulgated by the people's Bank "loan general" section17The lender's qualifications and conditions are strictly limited, borrowers apply for loans shall comply with the requirements of what?

Borrowers should be theThe administrative authorities for Industry and Commerce(or authority) approved the registration of enterprises (thing) industry corporate,Other economic organizations, individual industrial and commercial households orThe People's Republic of ChinaNationality isFull civil capacityNatural person.

The borrower to apply for loans, should have the product market, production and management efficiency, not misappropriatedCredit funds, abide byCreditThe basic conditions, and shall comply with the following requirements:

A, there are regular servicing ability, the original deal withLoan interestAnd expire loan has been paid; no settlement, has been recognized by the lender repayment plan.

Two, in addition to the natural person and does not need to be approved by the business sector registered enterprise legal person, shall be subject to the business sector for the annual inspection procedures.

Three, has been open basic accounts orA general deposit account.

Four, in addition to the provisions of the State Council, the limited liability company and Limited by Share Ltd of foreign equity investment accumulative total amount does not exceed the net assets50%.

Five, the borrowerThe rate of assets and liabilitiesIn accordance with the requirements of the lender.

Six, apply for medium-term, long-term loans, the new project of enterprises as legal personsThe owner's equityThe required and projectThe total investmentThe proportion is not lower than the state investment projectsCapital ratio.