One, of the loan business requirements

1 the nature of the enterprise for the small and medium-sized enterprise

2, registered capital: 2000000 yuan

3: more than 3 years history of production and operation

4 sales: 30000000 yuan

5 three consecutive years without loss

6. equipment for the quasi purchase or acquisition of less than half a year, the purchase of equipment shall be open formal invoice, in line with industrial and commercial mortgage registration conditions.

Two, the basic situation of loan

1 odd pen financing amount is not less than 2000000

Loan period: 2-3 2. . Domestic equipment is generally 2 years, the amount of imported single set of equipment or a loan of 5000000 yuan of above can be considered for 3 years.

3. monthly matching repayment (example: loans 1000000, 2 years of repayment, the monthly repayment amount is 46660 yuan);

4 bank loan interest rates for bank benchmark interest rate broke surface does not exceed 30%;

5. insurance: insurance period is greater than or equal to the duration of the loan, the insurance amount is less than the loan amount

6. equipment mortgage registration in the equipment is located in the Bureau of industry and commerce, customs import duty-free equipment located at the device for mortgage registration;

Three, the handling procedures

1. our primary business, and sign the trust financing agreement, do the following work to meet the requirements of enterprises:

(1) the relevant information on the company's analysis, audit, and demanded a comprehensive arrangement according to the loan, a compilation;

(2) compose the basic situation of the enterprise and enterprise credit report recommended;

(3) to submit the full set of information and report to the lending bank

2. credit line according to reports and information I provided by the company as a foundation to confirm, undertake making an on-the-spot investigation for enterprises to apply for loans;

In the process of 3. bank loans, and loan enterprise legal representative or person in charge of finance to communicate on some points;

4 bank confirmed to loan amount and duration, and confirm the payment;

5 loan enterprise and bank signed the loan contract, mortgage contract documents etc.;

6 bank loans and loan enterprise jointly handle equipment mortgage procedures;

7. bank issued by industrial and commercial bureau received issued "enterprise movables pawn registration certificate" or the customs agreed to mortgage registration confirmation letter loan.

Four, the bank loan data details

Loan bank to review relevant documents (copies) are listed below, please provide the bank approval to smooth:

1 the company name and address (in, English)

2 business license (copy of the original,), organization code certificate

3 tax registration certificate (tax, land tax)

4 basic account opening certificate, credit card number

5 the company's articles of association, the capital verification report

6 legal representative identity (ID)

All the shareholders of all shareholders list 7. , proof of identity (ID) and signature

8 Introduction

9 factory appearance and main equipment photos

The 10. property or property that the property lease agreement (used to confirm that the equipment storage)

Financial statements 11. enterprise (recent three months of the fiscal year and the last month)

12 enterprises nearly five months commonly used bank statement of account

The 13 schedule of accounts receivable and notes, schedule of accounts payable and notes

14 existing machinery and equipment list

15The procurement of machinery and equipment list and purchase contracts, proof of payment

The main customers of 16 enterprise sales contract

17 enterprise qualification certificate

Interested parties, please the financing demand and send us:Bang-ni@126.com