Note the use of the standard vehicle damage accident
The various kinds of insurance project template loss standard limit.In practice, the loss of personnel should be based on the actual situation in the following,Flexible.Performance evaluation will be based on the actual situation of insurance personnel using standard.
A sheet metal, man hour cost loss principle
1, the general models: according to the extent of the damage and the damage area, the degree of difficulty and repair parts of the approved repair costs.
2, special models: the higher value of the vehicle or the old models, when the exterior parts, body frame and beam deformation serious, can repair plant in consultation with the customer and the maintenance man hours fee, according to the price of the 20%~50% approved accessories.
Two, the painter class hours fee loss principle
1, paint the man hour cost refers to the total cost of materials, paint paint materials fee and paint artificial fee.
2, plastic parts, accessories, metal paint and Amitsu color paint can be broke surface by 10 - 20% in the proportion of the fee approval.
3, large cars per unit area approved fee.
4, cars and mini bus according to the amplitude (13 per car amplitude) approved by the working hours.
The three KD, man hour cost verification principle
1, general principles: approved hours fees in accordance with the complexity and difficulty degree and process.
2, individual and individual parts on a single calculation of artificial.
3, one must first remove parts and other parts, you need to consider the auxiliary disassembly of the fee.
4, disassembly and assembly of mechanical parts and electrical parts, need to properly consider the disassembly of debugging or testing fee.
5, and covering piece and decoration, generally do not consider other man hour cost.
6, the maintenance of ABS, need to confirm the repair method, generally 30 yuan / wheel vehicle wheel.
7, the maintenance of the line or electrical components and calculation of dismantling fees.
8, such as the content of the side airbag and seat, time and cost can be increased properly.
9, disassembly direction should be in accordance with the model to adjust.
10, lifting the engine, should calculate engine hoisting cost.
11, when the replacement project more (≥ 10), according to 30-50 yuan / unified calculation of the total assembly cost.
Four, the principle of damage and replacement of parts repair
1, repair and replacement of damaged parts of the principles: repair or replacement, the general should be in accordance with the "damaged parts can be restored, if allowed to repair process safety, whether can repair, if repair value" principle to determine the.
2, the material shall be determined in accordance with the principle of "replacement of insurance compensation principle", according to the specific situation of the following:
In general, should replace the accessories are factory;
As the damaged parts is not itself accessories are factory, with supporting parts for replacement;
The rare, old, car accessories, replacing the standard should be strictly controlled; some of the old models, can repair plant in consultation with the customer and, to scrap parts replacement.
The second chapterSpare parts and assembly to replace the standard
A, spare parts and assembly to replace the standard
Spare parts and assembly to replace the standard table
Part or assembly name
Replacement of standard
Front, rear bumper
1, the bumper near the wheel position lug, fixed code breaking or broken foot (such as: the 2.4 models in the middle ear or on foot), give change.
Give change is factory 2, depression, crack, fracture and fragmentation of the given replacement paid factory.
3, the bar body piercing and defect shall be replaced.
Before, after the inner skeleton
Into the flat above 1/3 (with thickness and length calculation, material is aluminum alloy), bending curvature is larger than or repair time and cost more than 30 degrees, difficult to repair than replacement, give change (Note: according to the amount and mildew, be value replacement).
Support of front bumper
Into the flat above 1/3, bending curvature is larger than or repair time and cost more than 30 degrees, difficult to repair than replacement, replacement.
Grille, bumper body grid
The broken leg, hit the flat or surface fracture, or affect the appearance of the (plating), bending curvature is larger than or repair time and cost more than 30 degrees, difficult to repair than replacement, basically give change.
Before, after the headlight assembly
Crashed, crashed through the lamp, lamp or broken lamp foot, given to the replacement treatment.The lamp surface wear, polishing polishing rough, basically give change.
CORNER LAMP
Fog lamp
Wing light
The front cover
The damaged position flat rotten, crashed through or hit fold, especially the position of bone bending over 1/3 (especially the hinge position in front of, is fixed and is the main force of the skull), aluminum cover in the vicinity of 10cm above, can replace the damaged perforation.
The front cover
Bar bending phenomenon, pole core scratches, rod ball head off for replacement.
The front lower panel
Deformation of metal or plastic repair to split does not affect the use and appearance in the 5cm following, defect give change.
The front trim
Before the file rubber and metal trim: crack and defect give change, such as Audi stalls decoration is a one-time use, give change.
Rearview mirror
Give change semi assembly external defects and rotten lens, microscope electronic control steering gear damaged, replace them with assembly.
Longmen frame
More than 1/3 flat, curved, hit hit hit fold and skull lock position and reaming bit damaged (steel), or the materials for plastic, glass steel, give change.
Radiation network
Slight deformation, to repair, have leakage phenomenon (with pressure) or bent, broken foot to change.
The water tank
1, a slight deformation or water pipe perforation subtle, copper water pipe can be used to repair brazing welding, aluminum water pipe can be sub arc welding to repair.
2, water pipe into the flat, bruised, broken legs or truncated channel (channel for change can affect water cooling time, easy to replace them with high temperature).
Fan assembly (including motor)
1, plastic fan blade and metal blade with a defect, deformation of the given replacement.
2, the motor shaft surface intact, no deformation and bearing abnormal sound and rotation is normal (if necessary, electrical test) do not give change.
The front wing
1, hit the front flat, hit fold or bone position bend exceeds 1/3 above, worn across more than 10cm, according to the above provisions to replace.
2, regardless of the size of lateral depression are not give change, should be given to repair.
3, repair time is greater than the given replacement replacement price.
Front fender inner skeleton
Effect of anti vibration frame caused by the front wheel alignment and toe problem give change.
The front longitudinal beam
Bend or hit flat or distorted 1/3 above give change.
Front, rear axle
1, to watch the impact position mainly in the wheel, or longitudinal (severe bending) and the front axle, such as van don't to this location will not damage.
2, the car saw damaged or invisible to four big screw to watch the front bottom without displacement, lower arm fixed deformation, if have, give change, such as no cannot replace.
The instrument shell
Plastic has burst, piercing, deformation give change, really try to fix the leather.
Engine mount
Fault, defect give change.
Mount bracket
Ibid (aluminum alloy, or cast as a whole)
Shock absorber
Basic to deformation, shock absorber movement obvious scratches, obvious traces of replacement collision.
Lower suspension arm
Basic to deformation, has obvious traces of replacement collision.
Steering knuckle
Basic to deformation, has obvious traces of replacement collision (can consider bearing to replace).
Direction machine
Basic to deformation, has obvious traces of replacement collision.
Horizontal, straight rod
Deformation, basic to significantly dent, or cracks replacement.
Semi axis
Basic to deformation, has obvious traces of replacement collision.
Half shaft universal joint (cage)
Basically be damaged replacement.
Timing chamber cover
Defect or crack, deformation given replacement.
Engine oil bottom shell
Collision damage diameter 1/3, depth 3cm above give change.
The valve chamber cover
Defect, crack, deformation change in accordance with the above criteria given.
In the cylinder shell
1, screw a fracture, in principle to be repaired.
2, the crack is not larger than 5cm, or the position is not in the oil channel can be repaired, or replace.
3, if there are defects, broken rotten give change.
Wave box shell
The same cylinder shell
Wave box oil bottom shell
The collision damage, deformation, sag depth 2mm, according to the above criteria for replacement.
Inlet, exhaust manifold
1, iron castings deformation, defects give change.
2, plastic parts damaged basic replace.
Front exhaust pipe
Deformation deviates from the supporting point more than 5cm or wear and tear hit, give change principle.
Exhaust pipe
Exhaust pipe
Three way catalytic converter
Internal, external rupture, noisy give change.
Muffler
The indentation depth more than 1cm or crashed through, noisy, give change principle.
Before, after the column
Crash through or cylinder sunken deformation part to column 20%, given to the replacement of the principle of.
A, B, C column
Door shell
1, defect, crashed through the diameter of more than 10cm or the bending angle of more than 1/3 principles for replacement.
2, the window frame parts deformed part to frame 20% to change.
The door glass lifting
Drop device assembly
Rubber buckle fracture, wire spread, gear teeth defect, lifting deformation of support more than 1/4 or motor damage can not work, give change principle.
Skirt panel, door trim panel, wheel eyebrow trim
Defect, broken legs (code), decorative plate bending plastic over the plate body 1/3 or torn, give change principle.
The skylight glass guide rail
Cause the deformation of the skylight glass sliding impeded, give change principle.
The rear wing
1, hit, hit fold flat or bone position bend exceeds 1/4 above, worn through the above 10cm, give change.
2, regardless of the size of lateral depression are not give change, should be given to repair.
3, repair time is greater than the given replacement replacement price.
The rear wing skeleton
Defect or bending angle of more than 1/3, give change principle.
The rear window
Decorative plate cracking, steel bracket deformation range reaches 50%, defect, give change in principle, other cases not recommend replacing.
Fuel tank assembly
1, crashed through, corner depression more than 1CM in principle, give change.
2, plastic tank more than 1.5MM deep scratches or folds, in principle also give change.
The tail cap
1, the damaged position flat rotten, crashed through or hit fold especially bone a flex in 1/4 above, give change.
2, regardless of the size of the intermediate depression can not be replaced.
The end cap
Bar bending phenomenon, pole core is scratching mark, rod ball head off, give change.
Luggage compartment floor
Defect or crashed through the diameter of more than 20cm above, give change.
The ABS actuator
Wire harness plug, socket damaged, circuit board parts from significant impact, the pump body has obvious impact damage, basically be replaced.
Airbag computer
The airbag burst, air bag, computer bag, gossamer, sensors (A6/A4, Audi the series without sensor) to replace;
Rim (including aluminum alloy)
Deforming circular, defect, basically be replaced.
Before, Hou Gaisuo
Deformation, basically be replaced.
Door lock
Basic be obvious deformation, rupture of the replacement.
The door handle
There are obvious traces of friction, fracture (including plastic, plating surface), basically be replaced.
The anti-collision strip
Deformation, obvious traces of friction, fracture (including plastic, plating surface), basically be replaced.
Glass bead
Deformation, obvious traces of friction, fracture (including plastic, plating surface), basically be replaced.
Antenna
Antenna rod deformation, fracture, basically be replaced.
Reversing radar sensor
There are damaged, basically be replaced.
Two, flooding parts replacement principle
1, the vehicle lines will not change, take the clean, drying, removing oxide layer after continued use;
2, the headlight cleaning, drying in the car standard (standard value: the light intensity is lower than 13000cd ≥ 15000cd) test, can consider to change;
3, the engine to clean, dismantling, drying, lubrication, can consider to pay for engine repair kits and lubricating oil;
4, cleaning, drying, take the computer module removing oxide layer after inspection, examination unqualified replacement;
5, the airbag are generally not replacing, cleaning, drying to use, such asRepair plantThe proof is given to replace damaged;
6, the motor (such as generators, starter motor, a compression pump etc.) not the replacement, cleaning, drying, lubrication after use;
7, the auxiliary motor (such as window regulator motor, seat motor etc.), cleaning, drying, take contact rust after weak test (6V) is determined after the replacement of damaged;
8, audio amplifier, car phone, speaker after cleaning, drying, removing oxide layer after the test to determine the damage replacement.
The third chapterMaintenance man hour fee standard
A, sheet metal parts
Sheet metal working hours are shown in the following table:
List of standards for sheet metal at
Name
The extent of the loss
Man hour cost range
The front and rear bumpers
Light
The 40-80
Moderate
80-150
Serious
150-200
Front inner bumper
Light
The 40-80
Moderate
Close
The front fender
Light
The 40-80
Moderate
80-150
Serious
150-200
The front longitudinal beam
Light
150400
Rear fender
Light
The 40-80
Moderate
100-150
Serious
150-200
Car door
Light
40-100
Moderate
100-180
Serious
180250
The skirt
Light
50-100
Moderate
100-150
Serious
150-200
The front and rear wall
Light
50-100
Moderate
100-150
Serious
150-200
Yuan Baoliang
Light
200-300
Roof
Light
80-150
Moderate
150-200
Serious
200-300
Engine cover
Light
50200
Moderate
200-300
Serious
300-400
The trunk lid
Light
50200
Moderate
200-300
Serious
300-400
Frame for correction
Light
500-1000
Moderate
1000-2000
Serious
2000-3000
Beam correction
Light
1001000
Moderate
1000-1500
Serious
1500-2000
Remarks.
1, man hour cost refers to the scope of the price in the 15-40 million car accident corresponding parts repair costs range.
40 million vehicle repair labor expense may be appropriate broke surface 20%; 150000 the following vehicle repair labor expense may be appropriate to float downward about 20%.
2, non zero accessories listed on the table, as the extent of the damage, can refer to the spare parts prices 20%-50% approved repair labor expense.
Repair in 3, Yuan Baoliang, beam, frame, frame, can increase the engine lifting costs 400-600 yuan.But each time the accident repair allows only one.
The two part, the painter
Paint the man hour cost table:
List of standards for a painter at
The price
Position
70000 the following
7 million
12-15 million
15-30 million
30-50 million
50-80 million
More than 800000
The whole car
1800 + 500
2400 + 600
2800 + 650
4500 + 750
5500 + 800
7000 + 900
9500 + 1000
Before and after
200 + 80
250 + 100
300 + 150
350 + 130
400 + 150
650 + 180
750 + 200
The front fender
120 + 80
150 + 100
200 + 120
300 + 150
400 + 150
550 + 180
750 + 200
The machine cover
350 + 80
375 + 100
450 + 120
500 + 130
600 + 150
750 + 150
850 + 180
Roof
300 + 80
350 + 100
450 + 120
500 + 130
600 + 150
750 + 150
850 + 180
Car door
300 + 80
350 + 100
400 + 120
450 + 130
480 + 150
550 + 150
750 + 150
Rear fender
200 + 80
300 + 100
300 + 120
300 + 130
380 + 150
550 + 180
600 + 200
Back cover
300 + 80
300 + 100
400 + 120
500 + 130
600 + 150
750 + 150
850 + 180
Column
30-50
50-100
50-150
50-150
50-150
50-200
150-200
Reflector
50
50-100
50-100
50120
50150
50150
50200
Remarks.
1, the car paint for metal paint can be increased by 10 - 15%;
2, the comprehensive repair floating does not allow the factory principle, special repair station can appropriate broke surface, not to exceed the maximum limit, the poor quality of repair should be lowered;
3, the whole car outside is divided into 13 pieces: first, after the bar, four door, front, rear cover, the four wing, the roof;
4, two pieces of painting, according to 95% of the total cost calculation, three pieces of painting in 90%, four pieces of painting in 85%, five pieces of painting in 80%, six pieces of painting in 75%, seven and above are calculated as 70%;
5, vans and commercial vehicles side car door can be 2.5 times calculation, calculation of roof to roof car 2 times.
Three, electrical parts
The electrician working hours are shown in the following table:
Electrical work fee standards list
Grade
Project
150000 the following
(baseline)
150000 400000
More than 400000
Maintenance of air and snow
Ordinary
120
Environmental protection
150
Computer decoding
150
500
Instrument panel assembly
200
300~400
450~550
Inspection of air bag (containing SRS code)
200
Maintenance of ABS
200
300
Remarks.
1, double air conditioning van can increase 50 yuan snow kinds of fees;
2, when an accident involving a ABS gearbox, engine, computer, computer, computer bag sound damaged can give the computer decoding fees; computer decoding fees and individual decoding fees cannot be used simultaneously.
Four, mechanical parts
The man hour cost table:
The man hour cost standards list
Grade
Project
150000 the following
15~40 million
40~70 million
More than 700000
Engine
(change in the cylinder)
4 cylinder
700
900
1000
--
6 cylinder
--
1000
1500
2500
8 cylinder
--
--
2500
3000
12 cylinder
--
--
--
4500
Remarks.
1, replace the engine cylinder, relates to air door plus 200 yuan working hours;
2, non basic engine working hours in table 20% cut;
Manual transmission (for a middle casing)
Grade
Project
150000 the following
15~40 million
More than 400000
The disintegration of a manual transmission
200~300
300~400
400~550
Automatic transmission (for a middle casing)
Grade
Project
150000 the following
15~40 million
More than 400000
Mechanics
400--800
--
Electronics
800--1200
1000--1500
1200--1500
The tiptronic
1000--1500
1300--2000
Continuously variable transmission
1200--2000
1800--3000
Remarks.
The disintegration process of automatic transmission including: disintegration, cleaning, detection, decoding
The five part, assembly and disassembly
Glass assembly
Grade
Project
15Million below
15Million-40Million
40Million
Before, after the file
Glass assembly
The glue
120
Viscose
120
Side window glass and
60Element/A
Disassembly window
With the Disassembly window
180
Without disassembly window
80
The former, glass after the file and
The glue
150
Viscose(GUM)
200
Bus before, after the file glass assembly
The glue
300
Glue (GUM)
400
The bus side window glass and
A window frame
80Element/A
No window frame (GUM)
150Element/A
Glass glue pricing standards
Grade
Project
15Million below
15Million-40Million
40Million
Glass glue at
30
50
80
Glass glue quantity: mini bus, van3Branch
Common disassembling and assembling time table:
Common disassembly work schedule
Grade
Project
150000 the following
150000 400000
More than 400000
Disassembling and assembling front, rear bumper
10--50
Floating 1030%
Floating 3050%
Disassembling and assembling front fender
20--50
Disassembling and assembling front cover
20--50
Disassembling the door
For assembly
20--50
Including accessories and
120
Disassembling and assembling the rear wing
200--500
And the trunk lid
20---50
Replacing rear luggage
100--200
Replacing roof
Small bus
150--400
Van, Jeep
300--500
Replace the front longitudinal beam
100--300
And Longmen
Screw connection
30
Fiber
100
Welding
120
Seat assembly
(electric)
The front seat
50/ Zhang
80/ Zhang
Backseat
75
120
The vehicle seat assembly
100
The whole car interior disassembly
400
600
Six, water car cleaning, drying time fee schedule
Water car cleaning, drying time costs shown in the table below:
Water car cleaning, drying time fee schedule
I
II
III
Mechanical seat
80
100
150
The electric chair
200
400
500
Remarks.
11, the cost is only used for cleaning, drying treatment to avoid flooding the vehicle, not timely treatment and cause losses.
22, because the water height in different grades and induced relates to disassembly range, according to the diagram to determine the grade required dismantling project.
Flooding location diagram
Seven, common grade classification models
Common grade classification models are shown in the following table:
Accord, Odyssey, Jetta, Passat, Buick Regal, Hyatt, hippocampus series (except 323), M6, Santana 2000/3000, golf, style I, II, Bluebird, Paladin, Mitsubishi Jeep (V32), KIA Jiahua, Camry 2.2, 2, Mercedes Benz W124, W126
300000 ~50 million
Style III, A4, A6 Audi, crown 3, good 2.4, GL8, Nissan X-Trail, stream, Toyota overbearing, land cruiser, Mitsubishi jeep V73, V74, BMW 3 series, Regal 740, Saab 9-5
500000 ~100 million
Mercedes Benz W140, C202, BMW 5 series S60, S80, S90, Volvo, BMW X5
More than 1000000
Mercedes Benz C220, BMW 7 Series
The fifth chapterSpare parts management fees
Parts material management fees by the replacement parts and materials purchase a certain proportion of the price charged:
1,One or two classComprehensiveClassSexRepair plant is generally 10-15%;
2, the 4S store, special repair station can appropriate broke surface, the maximum not exceeding 20%;
3, the poor quality of repair should be appropriately.
Every car accident car spare parts material fee amount is larger, should be appropriate to reduce the proportion of such as management fee standard:
1, the cost of materials in the 1 - 30000 yuan, management fees should not exceed 10%;
2, material fee of 30000 yuan of above, management fees should not exceed 8%.
The sixth chapterDeducting the residual standard parts
1, buckle residual principle: residual must be deducted from the total cost of repair.For the variable to sell existing replacement project (Such asMetal products) or Recyclable use (such as part of body stickers, generally only need to replace a part of the remaining part, still can continue to use) parts, need to deduct residual.
2, buckle residual standard: residual amount in accordance with the surplus value replacement parts (recycling or can continue to use)FoldMeterCount.The general standard is as follows:
The price is in 300000 yuan of above (including 300000 yuan) to 2% of the cost of replacement parts material provision;
The price is in 300000 yuan of the following, according to 3% of the cost of replacement parts material provision;
Price of electronic components and single price more than 200 yuan, once the change, because of its residual value is very low, but the moral risk, must reclaim residual parts.
The seventh chapterCase demonstration
A, the door
Model: The Odyssey
Slight
Project
The number of hours
Man hour cost
Explain
Sheet metal
0
0
Including disassembly
Accident paint
Semi spray
250
Semi spray = single * area ratio and variable value
: Jetta
Light
Project
The number of hours
Man hour cost
Explain
Sheet metal
60
Including disassembly
Accident paint
Full spray
300
The left front door full spray = 300 + float value
Models: Grace
Moderate
(back door)
Project
The number of hours
Man hour cost
Explain
Sheet metal
150
Process: the plastic shrinkage, fire, including disassembly
Accident paint
Full spray
350
The left rear door full spray = 450+ float value
Models: Grace
Serious
Front door.
Project
The number of hours
Man hour cost
Explain
Sheet metal
250
The left front door with repair disassembly (15 ~ 300000)
Accident paint
Full spray
350
The door full spray = 450 + float value
Two, the front fender
Models: Bora
Light
Project
The number of hours
Man hour cost
Explain
Sheet metal
100
The left front fender repair (including disassembly)
Accident paint
Full spray
150
Single * area proportion + float value
Models: Passat
Moderate
Project
The number of hours
Man hour cost
Explain
Sheet metal
120
Right before the board with repair disassembly (15 ~ 300000)
Accident paint
Full spray
180
Single * area proportion + float value
Models: Beverly
Serious
Project
The number of hours
Man hour cost
Explain
Sheet metal
120
The right front fender with repair disassembly
Accident paint
Full spray
150
Single * area proportion + float value
Three, rear fender
Model: The Odyssey
Light
Project
The number of hours
Man hour cost
Explain
Sheet metal
60
Repair the wing and right after
Accident paint
Full spray
300
330+ float value
: Jetta
Moderate
Project
The number of hours
Man hour cost
Explain
Disassembly and assembly
100
After the circumference and
Sheet metal
240
Repair the wing and the column right after
Accident paint
Full spray
300
Right rear fender paint = 250+ float value
Models: Passat
Serious
Project
The number of hours
Man hour cost
Explain
Disassembly and assembly
100
Disassembly and assembly
Sheet metal
300
Right rear wing and column with repair disassembly
Accident paint
Full spray
400
After the right fender full spray = 330 + float value
Replacement
Project
The number of hours
Man hour cost
Explain
Disassembly and assembly
400
Replacement of the right rear wing with a disassembly
Accident paint
Full spray
400
After the right fender paint = 400 float value
Four, the engine cover
Models: Bora
Light
Project
The number of hours
Man hour cost
Explain
Sheet metal
150
The front cover with repair disassembly (15 ~ 300000)
Accident paint
Full spray
500
The front cover full spray = 330 + float value
Cars: Dodge
Moderate
Project
The number of hours
Man hour cost
Explain
Sheet metal
200
The front cover with repair disassembly
Accident paint
Full spray
500
The front cover painting = 600 + float value
: Jetta
Serious
Project
The number of hours
Man hour cost
Explain
Sheet metal
240
The front cover with repair disassembly (below 150000)