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Insurance second years to pay how much? Auto renewal discount? Taiyuan Pingan Insurance experts, many novice owners to buy the first year when choosing insurance, insurance products are often too blind, promotion to insurance company or 4S stores, leading to biased, bought "all risks", but did not receive all the claims; not guaranteed "all risks", the insurance has very high frequency. Therefore, when the owner of the vehicle insurance cover in second years, you can selectively increase or decrease some insurance. The expert reminds, for some "old car", because the year more, have no need to buy scratch insurance additional insurance; and for the last years out of the old drivers, but also to reduce the premium by considering removing part of commercial insurance.

But for some high-grade car, if last year did not buy "specified in" insurance, then consider increasing the insurance should be in the insurance coverage, in addition, according to the selection of new car insurance is also critical, if the car is best to buy some pilfer, car caustic danger, risk of Nick and so on, and for older vehicles, will consider increasing the risk of spontaneous combustion.

Taiyuan Pingan Insurance experts recommend auto expiring vehicle mainly timely renewal. If not in the vehicle insurance after the expiration of the renewal, and the time for more than 7 days, the insurance company will need to re - examination, not only increase the insurance procedures, but also could increase premiums.

Insurance: insurance knowledge renewal discount?

According to the regulations, as long as the owner within one year without any violations, insurance and claim insurance matters, second years of renewal, the owner will be the 10%-20% cross strong insurance premium down, will also be listed as quality customers enjoy preferential commercial insurance insurance company. In addition, but also good at different insurance sales price. In general, 4S stores and insurance intermediary channels due to the cost of the middle part of extraction, the premium is higher, but the insurance company direct insurance channel because it saves the intermediate cost, can give the owner a greater profit space, is more cost-effective choice.