When continued insurance, every car owner very headache. If the car is a novice to do, directly in the purchase a car 4S shop on a shop in the insurance, worry. But year after year. There is no need, also is not economic. Continued insurance or "car" custom, is also very important to people and.

The first year of the new car, the general would choose in the 4S shop car insurance. This is good, when an accident happens, processing is convenient. The owners only need to put the relevant materials returned after waiting for the car, the insurance company directly with the 4S shop repair expenses settlement, without the owner himself any costs, saves time and effort. However, a hand with the increase in the age of the vehicle, on the other hand with the telephone direct impact, the 4S store to buy insurance is not economic. For example, the car of 4 years of age, the price in 150000 yuan car, buy insurance cheaper than phone straight about 1000 yuan in the 4S store.

However, cheap behind will also appear with many problems. If say to buy insurance as in the 4S store to participate in tours, and the telephone direct insurance is free, many things need to deal with their own. After the accident, the insurance, claims, contact the repair shop needs to spend a lot of time to treatment, or repair costs need to advance, and then to claim reimbursement center. In a word, is to choose to save money or labor, also weigh yourself to. However, insurance expert advice, or try to choose 4S shop to buy insurance to ensure the car environment.

All risks is not universal insurance, let alone an old car there is no need to spend so much money. Continued insurance or amount of car insurance, according to people and. The new novice, fully comprehensive insurance is very necessary, but the probability is relatively small car spontaneous combustion, spontaneous combustion risk of loss can be neglected. But along with the increase of the age of the vehicle, can be selectively continued. For example, an old car, pilfer, scratch risks may abandon or reduce the purchase. Even some of the old car veteran, select only the last cross strong insurance, and other insurance are not. But for such practices are not secure, insurance expert advice, although is a veteran, because of the risk of the third party cannot be predicted in advance, the commercial third party liability insurance must be purchased, but also to the driver and passengers to protect the rest of the risk, risk don't can choose.