Auto insurance is every owner have to come into contact with. But for some new car owners, the property insurance is not know. At the time of the application does not know what is forced to buy insurance, what is optional insurance; often listen to the garage or insurance agent's advice, investment and the last is to keep all risk "all risks".

According to the general consumer understanding, "all risks" is to buy the insurance, the insurance company will compensate the loss of what the. But this is not possible in practice. In reality, the insurance company car insurance dozens of species, each with the provisions of the insurance coverage, whether you buy more insurance, can not be what the insurance company will compensate the loss.

So, want to throw good insurance, will be forced to buy in investment insurance, to choose their business risks. This can not only save the premium, and have enough security.

Forced to buy insurance just handed over the strong dangerous a. "Insurance" is the first implemented by the state laws and regulations of the compulsory insurance system in china. By the insurance company to the insured motor vehicle road traffic accidents caused by the victim (not including the vehicle and the insured) casualties, property losses, shall be compulsory liability insurance compensation within the limit of liability.

The starting point of compulsory insurance is able to provide timely and basic guarantee for the traffic accident victims in traffic accidents occurred after the maximum extent. Therefore, cross strong insurance indemnity limit and can not deal with all kinds of risks existing in the use of vehicles. Is also necessary to choose some other insurance as a supplement, play an important role in the car can really.

Chinese Ping An insurance group Shanxi area auto service specialist: Che Zhilei 18636679969