Suzhou Xin and wealth Cci Capital Ltd

Introduction Suzhou loan business

(a) private lending  13041888669 mobile phone manager Zhang

   
One, housing mortgage
1
Lending requirements: all real estate certificate must be signed, the house area shall not be less than40Square, homeowners younger than70Years old;
2
Loan amount: the house evaluation price7Reduction of bank debt, the amount of10Million~1000Million;
3
Loan duration:1Day~1Years;
4
Repayment methods: monthly benefits last repayment;
5
Materials needed: the property permits, land permits, identity cards, marriage certificate, proof of ownership, this account.

Two, automobile mortgage mobile phone13041888669 manager Zhang
1
Lending requirements: native Suzhou or have a house, car and bank must be free of debt, and has the insurance;
2
Loan amount: the evaluation price9Discount loans;
3
Loan duration:15Day~2Month;
4
The car park shall take the material: the ID card, account of this, driving license, vehicle registration, purchase tax certificate, valid insurance policy;
The car drove to belt material: proof of identity: identity card, residence booklet; Proof of real estate: the property permits, land permits; The car proved: driving license, vehicle registration, purchase tax certificate, valid insurance, car keys set; that work: social security card, the business license of enterprise wage cards or self copy (with official seal), the organization code certificate (with official seal), the legal representative of the identity certificate (with official seal), the above six months of financial statements.

 

 

(two) of bank loansMobile phone13041888669 manager Zhang


A, consumer loans
1
The request for the loan: the lender is not corporate, house has small loans or no loans, credit system in good standing (credit does not exceed4Month), house area is larger than that of75Square, homeowners younger than60Years old;
2
The amount of the loan:30Million~150Million;
3
Loan duration:1,3,5,10Years;
4
Repayment methods: matching principal or interest;
5
Materials needed: the property permits, land permits, marriage certificate/Single card/Divorce certificate, a total of ID card, account of this, proof of income.

Two, loan to help the industry (business loans) mobile phone13041888669 manager Zhang

1
The loan borrowers are: corporate, the house has small loans or no loans, credit system in good standing (credit does not exceed4Month), house area is larger than that of75Square, homeowners younger than60Years old;
2
The amount of the loan:30Million~1000Million;
3
Loan duration:1,3,5,10Years;
4
Repayment of principal interest: a first year after, also a principal;
5
Materials needed: the property permits, land permits, the owner and the housing a total of ID card, residence booklet, marriage certificate or a single certificate, business license (copy), tax registration certificate is a copy, organization code certificate copy, the account opening licenses, credit card, the articles of association of the company, the capital verification report, corporate and shareholder ID, financial statements, company, individual account of water (nearly half), the purpose of the loan certificate, the purchase contract.

Three, mobile phone decoration loans13041888669 manager Zhang

1
Requirements: bank loans good reputation, social security, housing permits or purchase contract;
2
The amount of the loan:1000~5000Element/Square meters, villa loan limit50Million cap;
3
The loan and repayment:3Year; loan amount monthly matching repayment of gold;
4
Materials needed: the property permits, land permits, identity cards, credit report, social security number.

Four, mobile phone equipment loans13041888669 manager Zhang

1
Lending requirements: Company1Years, purchase invoices, in the normal3~4Years of equipment;
2
Loan amount: evaluation of existing equipment3~7The total amount of discount50Million~5000Million;
3
The loan and repayment:1Years~4Years; matching service;
4
The need for information: the business license, equipment list and invoice, tax registration certificate, certificate of organization code, the articles of association of the company, the legal representative of the identity card, capital verification report, the account opening licenses, credit card,3Annual report and6Monthly tax returns contract for purchase and sale of business flow;
5
Note: equipment mortgage purchase or rent includes equipment equipment, general equipment: machine tools, ships, engineering equipment etc..

Five, accounts receivable loans mobile phone13041888669 manager Zhang

1
Lending requirements: company place of registration in the Jiangsu Zhejiang Shanghai region, enterprises set up2Years or above; accounts receivable not more than180Day;
2
Loan amount: accounts receivable5~8A, the loan amount500Million;
3
The loan and repayment:1Years; monthly interest, with also in the line of credit with interest calculated, use of credit, with period accumulation;
4
Materials needed: basic information of enterprise (business license, tax registration certificate, certificate of organization code, the articles of association of the company, the legal representative of the identity card, capital verification report, the account opening licenses, credit card,3Annual report and6Monthly tax return flow, purchase and sales contracts, should be the basic data of accounts receivable, accounts receivable subsidiary enterprises;
5
Note: product advantage for accounts receivable is similar to the non mortgage, credit lines, with the loan interest rate is low, with the.

Six, enterprises no mortgage mobile phone13041888669 manager Zhang

1
The request for the loan:1On establishment of the enterprise3Years or above,Nearly half of make out an invoice amount300Million,Corporate shareholders and the good (personal credit1No more than years3),Enterprise existing debt does not exceed the invoice amount20%.
2
Loan amount: billing nearly half a year300Million to3500Million within the quota for30Million to150Million;
3
The loan and repayment:1~3Years, matching service;
4
Materials needed: the business license, the company nearly6A monthly tax returns, corporate identity card, credit card (if any), tax registration certificate is a copy (tax, land tax), organization code certificate is a copy, the articles of association of the company, the capital verification report, basic account opening certificate, near6Bill months Bank (cover banking chapter, the original), the use of funds documents, holding more than10%Shareholders must go to the bank to sign (with official seal, seal, financial seal).

 

Seven, liquidity loans mobile phone13041888669 manager Zhang

1
The request for the loan:1On establishment of the enterprise3Years or above,Nearly half of make out an invoice amount1500Million,Corporate shareholders and the good (personal credit1No more than years3),Enterprise existing liabilities than assets1.8Times
2
The amount of the loan:150Million to500Million;
3
The loan and repayment:1Years, the repayment period, also of interest to the principal period.

4Materials needed: the business license, the company nearly6A monthly tax returns, corporate identity card, credit card (if any), tax registration certificate is a copy (tax, land tax), organization code certificate is a copy, the articles of association of the company, the capital verification report, basic account opening certificate, near6Bill months Bank (cover banking chapter, the original), the last three years, the last six months, nearly monthly electricity invoices6Income tax tax receipts months, three years, top five suppliers, individual asset proof, the use of funds documents, holding more than15%Shareholders must go to the bank to sign (with official seal, seal, financial seal).

5 Note: the enterprise for the production of enterprises, the use of the loans is the purchase of raw materials

 

Eight, bank acceptance bill discount: mobile phone13041888669 manager Zhang

Acceptance of draft general to ask what time to open up the ticket, ticket endorsement chapter must be clear, ask which bank to open tickets, the branch, usually half a month, enough tickets in cash to buy out the way, every day, not the same interest;

Nine, foreign capital enterprise credit mortgage mobile phone13041888669 manager Zhang

    Credit card loans, must be full credit, can be in a bank, interest8%Folk operation, the monthly3%At present, but the company has not operated over such a loan;

Ten, foreign equity pledge loan mobile phone13041888669 manager Zhang

    Pledge of stock company must in Suzhou, must be a production-oriented enterprises, companies operating in good condition, we are100%Equity holdings, monthly interest3%~6%;

Eleven, the real estate loan project of mobile phone13041888669 manager Zhang

Real estate financing must have sufficient collateral, interest in general3%(for example, a period has been completed, can mortgage, so we are able to operate,)

 

Twelve,    Project data to mobile phone13041888669 manager Zhang

1,            The legal representative, company profile, the articles of association of the company.

2,            Development and Reform Commission (15) the project approval and reply to the feasibility study report (or the development and Reform Commission on the project filing procedures for approval)

3,            An enterprise as a legal person commissioned or authorized book

4,            The relevant documents project related departments (land, water, electricity, environmental protection etc.)

5,            The loan application report includes financing scheme and the amount

6,            The feasibility study report of the project

7,            Use, the repayment plan

TenThree,    A key part of data through mobile phone13041888669 manager Zhang

1,            The nature of enterprise

2,            Project funds

3,            Project investment and capital

4,            Construction period and payback period

5,            Enterprises in the bank's credit rating, project loan repayment sources and ability

6,            The audited in recent three years and nearly three months of the financial statements, tax, after tax profit table

7,            Fixed assets and liabilities

Note: the information not, according to the actual situation may be omitted or complement

 

The pure land mortgage loan:

The pure land mortgage loans with mortgage, if the loan principal can go bank, need to provide the use and repayment sources, folk like banks only Suzhou in and around the city;

Car loans:

Car loan, transfer and non transfer interest3.5%The car must have a driving license, invoice, purchase a car, driver's license, car ownership certificate;

Equipment loan:

The old equipment loan, must be universal equipment, Ltd. was established3Years of operating in good condition, the rate10%About.

Sign:

The nets sign refers to house loan, but there is a certain space, can do a notarized, such as sales, monthly interest3%~6%

High loan:

The high-tech means, the company belongs to high-tech industry R & D, technology certificate, the company set up years to more than a year, is a company in Suzhou, at the16~18Between.