Standard Chartered Bank unsecured loan loan to send

1 if applying for the loan, you should have what conditions?

  • 22 - 60 years of age
  • With Chinese nationality (excluding Hong Kong, Macao residents, Taiwan)
  • In Beijing, Shanghai, Shenzhen, Guangzhou, Suzhou, Tianjin, Nanjing, Hangzhou, Ningbo, Chengdu, Chongqing, Xiamen, Zhuhai, Dalian Nanchang or work and life
  • A stable occupation, pre tax income of more than three thousand
  • In the present work a full 3 months

Special tips: the loan does not provide the following groups: individual industrial and commercial households, private owners.

2 of the loan can be used for what purpose?

The loan can be used for any reasonable person or household consumption, such as marriage, decoration, tourism, education, the purchase of household appliances. Who can think of, you can do it.

Special tips:

  • According to the relevant provisions of China Banking Regulatory Commission, any loan shall not be used to invest in the stock market, futures or any other equity investment.
  • You should use the loan in accordance with the commitment to apply for your use of the loan. Otherwise, the bank has the right at any time to announce the recovery of loans, and will introduce you to a corresponding penalty.
  • Have you check my bank loan obligation. As soon as the requirements, you must be in my line within the specified time we offer consumer vouchers of the loans.

3 you can get the loan amount?

I will be based on income and credit your decide your loan amount. The lowest 8000 yuan, highest can amount to 300000 yuan.

4 you can apply for the loan?

You can according to your own situation in the following 5 options to select the most suitable for your a: 6 months, 1 year, 2 years, 3 years, 4 years.

5. if the loan application, you should be prepared for what the loan application materials?

  • Personal loan application form (provided by the bank)
  • Proof of identity
    Chinese resident identity card; if the common borrower, the other must provide the marriage certificate
  • Proof of address
    I nearly three months of financial products (such as: the credit card bill) or utility bill or property certificate or residence booklet; non city residence shall also provide a residence permit or temporary residence certificate (not applicable to Shenzhen area
  • Income proof
    My bank payroll records (such as: passbook) and issued nearly three months of personal income tax or the company's proof of income or payroll

The above required documents for the loan application. If there is any further audit need, our staff will contact you to supplement the corresponding file.

 

Standard Chartered Bank Credit Counselor189 1407 8205