The rules of procedure of the small loan company loan approval committee

 (Interim)

   In order to guard against credit risk, improve the efficiency in approving loans, to regulate the credit approval personnel behavior, according to "company loan business management approach", the rules are formulated.

   1, company lending (1500000 yuan) approval to implement the collective decision-making system, the credit risk department investigation review loan projects, shall be submitted to company loan approval committee.

   2, the company loan approval committee consists of three people, respectively is the chairman, general manager and managing director, as chairman of the committee chairman of the loan approval, and presided over the loan review meeting. (credit risk department can attend the meeting, but only the loan to project power, without the right to vote).

   3, the loan approval committee meeting on the loan project can, can also take the sign of deliberation, the decision by the director.

   4, members have the right to present oral or written on the loan project, have the obligation to solve credit risk department and agency personnel.

   5, members of the loan project after consideration, must be written to vote on whether or not to, not allowed to abstain from voting, but the loan amount, term, interest rate, guarantee way, put forward their own views.

   6, the loan approval committee in 2/3 through the system, the deliberation results agree, disagree, divided into three kinds of supplemental investigation.

   7, the loan approval committee meeting by the general manager of the company responsible for the organization, records and resolutions of the meetings convened to review the loan project, through the chairman (Chairman) has a direct negative rights.

   Day 9, since the release of the rules.

                                                         Small loan company limited

                                                            August 20, 2011