Shenzhen development bank business loan product characteristics and loan process

Shenzhen development bank business loans and loan process characteristic products

     Shenzhen development bank according to the different needs of SMEs, tailored loan scheme, different for them such as: unit Mortgage Corporation account overdrawn, real estate project loans, fixed assets loans, infrastructure loans, Working capital loans

Corporate account overdraft  Real estate project loan  Fixed assets loans  Infrastructure loans  Working capital loans

·The unit of mortgage loans:

The unit of mortgage loans, means that we offer you, is mainly used to meet your real estate, cars and equipment purchase loans.   

·Range of use: As long as it is by the administrative department for Industry and Commerce (or authority) approved the registration of enterprises (thing) industry corporate and other economic organizations, the normal production and operation, the use of funds in accordance with national policy and capital investment requirements, with normal demand to buy real estate, cars and equipment, can apply for mortgage loans to Shenzhen Development Bank unit.

·The interests of customers: enterprises should not provide guarantee in advance, only the use of loan funds to purchase real estate, automobiles and equipment can be mortgaged to the deep development, help you advance the use of bank funds, to meet the needs of asset purchase.

·Business process:1, enterprise applying for the loan, provide the relevant materials, the use of funds.

2By our bank, the loan application approval, banks and enterprises and real estate, cars and equipment the seller signed a loan contract and other relevant legal documents.

3, after completing the formalities, we will promptly to your enterprises apply for loans, loans will be directly allocated to real estate, cars and equipment the seller.

4In accordance with the contract, complete security procedures. Enterprise and I together with the corresponding collateral registration procedures, to legalization are required to perform notarization procedures.

5According to the agreement, the enterprise timely repayment of loans.