To Mr Jiang experience, for many years engaged in automobile sales of Mr. Lin shake out of the industry insider.

Multi agent licensing fees garage

"Because of the fierce competition in the automobile market, leading to increasingly transparent car prices, car dealers earned in the car body of the profit is very low, so now the garage instead from the automobile after sale service to find new profit growth point, and licensing fees, a multitude of names fees, Jushi accessories and return point Commission is a major profit growth point of car." For mortgage payment of a citizen, Mr. Lin suggested prospective owners watch car charge fees and loans Maoni not clear, so as not to spend more money.

The new car the sign, the owner may be over and over to the car, in the processing hall and check the lane for a long time, tired. And the owner to provideAgencyThe licensing service, charge 1000 ~ 1500 yuan fee. Now, the owner can only spend 500 yuan licensing fees for their own, because the Che Kwun can not only improve the efficiency of new car, but also set up service in the East Yi, Peng Chengbao and several other automobile trading market. The new owner can nearby licensing, vehicle inspection, registration, optional license business doesn't have to run to Xili Che Kwun, now generally a day can be registered.

Mortgage procedures, the garage to the owners of charge mortgage fees and the guarantee fee, respectively 2000 ~ 3000 yuan, but in fact these two charges to the banks and Guarantee Corporation have nothing to do, is to collect the car. If the owners to apply for loans from banks or Guarantee Corporation, you can save the two charges. In addition, dealers may exaggerate the owner of the bank bad credit record, such as a car owner in two years is 10 overdue repayment records (in the range of banks within the allowed), dealers may take the credit degree is not high on the grounds or to help the owners to eliminate credit tainted name, raise the mortgage fees.

Specify the loan company owners pay interest

It is understood, at present, the mortgage payment for the car is the main way, banks, finance companies, auto finance companies. As in the past through bank mortgage buyers need to house and property pledge, and approval of general difficult to pass so many owners to give up, some banks now personal automobile consumption loan business, no longer require owners must provide other property to pledge, mortgage owners of vehicles, plus Guarantee Corporation to provide security to.

Under the same conditions, through a bank loan is clearly more advantageous, but some dealers in order to obtain the automobile financial company return point Commission, will recommend or specified by an auto financing company, owner of a mortgage payment to buy a car, if the owner is unknown to the garage, would be to spend more money. At present, automobile consumption loans bank benchmark interest rate is about 5.40%, financial companies and auto finance company loan interest rate than the general high bank 5%. With a loan of 20 three years period, matching interest repayment way as an example, to bank loans, the bank auto loan interest rate of 5.40%, to 6030 yuan for the month, and an auto finance company loan interest rates to 10.38%, to 6489 yuan for the month, to pay 459 yuan per month, three years to pay 16000 yuan.

Company to "promotion" purchase a car makers pudding

During the holidays, dealers will have a number of promotional activities, can play the most touching is zero Shoufu zero interest rate preferential promotion. According to observation, enjoy zero Shoufu zero interest rate preferential car, car dealers will specify the specific models, purchase a car people almost have no choice. Even some dealers regulations, enjoy zero cost car loan buyers purchase a car, can not enjoy the discount. In so doing, double zero preferential promotion is just a gimmick, purchase a car actually did not get much benefit.