What is cross strong insurance?

Motor vehicle traffic accident liability compulsory insurance(Referred to as "cross strong insurance")Is first implemented by the state laws and regulations of the compulsory insurance system in china. "The provisions of motor vehicle traffic accident liability compulsory insurance regulations": cross strong insurance is the insurance company to the insured motor vehicle road traffic accidents caused by the victim(Does not include the vehicle and the insured)Casualties, property losses, shall be compulsory liability insurance compensation within the limit of liability.       

Owners how to buy insurance to pay strong?

Auto insurance is mandatory liability insurance, each owner will inevitably have to buy insurance to pay strong. Car owners can obtain better cross strong insurance prices, such as last year's no loss, the premium may downward float. Owners can go to the CIRC20More Chinese property insurance company for insurance business, or by Chinese safe online direct marketing platform to buy insurance to pay strong, fast and convenient, time-saving.

Strong insurance to pay the price? Where the lowest price?

Cross strong insurance price is related to many factors. The first to buy insurance to pay strong buy insurance to pay strong and again the price may be different. Once again, buy insurance to pay strong and whether be or get out of danger factors. Using the ping an simple quotation, you can understand the risk of strong reference price. If your business insurance to pay together with the insurance to pay strong words, can also enjoy the commercial insurance more province15%Discount.

How to carry out compulsory insurance claims?

The insurance company has simplified the cross strong insurance claim procedures and processes, shorten the closed cycle, improve the system of rescue expenses paid in advance. Owners in the purchase of insurance to pay strong attention to record, insurance claim number. Hands over the strong dangerous road traffic accident claims involving third casualties or property damage, the insured shall first contact120Emergency phone(If there are casualties), dial110The police call, and call the insurance company phone report, with the insurance company, surveying the scene, can according to request the insurance company to pay or to advance to save costs. The insurance company will inform the insured or the matters related to the specific compensation procedures. The insurance company claims after accepting responsibility, vehicle insurance company should carry out investigation, the victim's loss will be. Insurance companies, the date of the application for compensation1Days, notify in writing the need to provide and compensation of the relevant proofs and materials; the receipt date of the evidence and information5Days, making the decision of whether to liability insurance, and notify the insured. Does not belong to the insurance liability, it shall make a written explanation. On the part of the insurance liability, the insured and reach a compensation insurance agreement10Days, compensate pays insurance gold.

Traffic insurance compensation:

China's "motor vehicle traffic accident liability compulsory insurance regulations" for cross strong insurance compensation scope are defined. Insurance of motor vehicle traffic accidents caused by the insured vehicle, other than the victims of personal casualty and property loss, the insurance company shall make compensation for the losses in the limit. Automobile traffic accident liability compulsory insurance unified liability limit nationwide. Limitation of liability for death and disability compensation compensation quota limits, medical expenses limit, property damage compensation limit and the insured has no liability in road traffic accidents.

If it is intentionally caused by the victim of traffic accident, the insurance company shall not pay.

The driver drunk driving, driving without obtaining the qualification to drive on the road, the insured motor vehicle stolen during the accident, the insured deliberately made the road traffic accident, the various causes loss to the property of the victim, the insurance company can not bear the responsibility for compensation. If the insurance company pays rescue expenses, have the right to recover the injurer.