Research results: auto insurance premium is hire

If you are responsible for the national car insurance business chief underwriting officer, you will agree that the auto insurance business premium installment? Why?
Time:2010Years7Month21Day Methods: mobile phone short message Organizer: Shanghai Liang Mou Business Consulting Co., Ltd. CEO Ma Fuqiang Email:Ringo.ma@masterconsulting.com.cn
		Agree	Disagree	Reason or prerequisite
1	An insurance company claims department responsible person		Disagree	Chinese too much money. [about the problem of accounts receivable. ]
2	Insurance company executive		Disagree	Did not explain the reasons.
3	Insurance company executive	Agree		For renewal. [may refer for existing customers in good credit to allow payment of insurance premium in the next stage. ]
4	Senior business manager of an insurance company		Disagree	Because the insurance claim rate high, staging will cause cash flow problems and credit risk, unless banks and other institutions to guarantee the automatic deduction.
5	A risk management consulting company executives	Agree		The premise is also paying reparations. [this answer as disagree. ]
6	Insurance company executive	Agree		Is conducive to business development. The only risk charges and bear the matching mechanism can be deducted, such as claims premium payable and other measures.
7	An insurance company risk Engineer	Agree		But without any increase in fees, or because other instalments added costs under the premise.
8	An insurance company market department	Agree		Rational compensation shall pay the premium,Overdue payment does not pay no cross strong insurance.
9	An insurance intermediary business manager		Disagree	Worry about the problem of accounts receivable, and settlement is too difficult.
10	Insurance company executive	Agree		This can help the insured will be incorporated into the financial solutions in usual meaning. [conducive to sales. ]
11	The insurance manager conduit company		Disagree	1, cause financial chaos, does not accurately reflect the current operating effect, especially the reinsurance will be more complex;2If not, directly face the customer, by agents of the probability of a big increase in money;3, the insurance company will suffer loss of interest;4The instalment payment, customers may be too sensitive to price, is not necessarily good customers; 5, recommends that customers use credit cards for the one-time premium, staging pay back the money to the bank, the insurance company does not assume the risk brought by installment payment.
12	An insurance company executive		Disagree	Did not explain the reasons.
13	An insurance conduit company executives		Disagree	If the customer has not paid insurance premiums, customers may not pay a premium to coerce the insurance company claims.
14	An insurance company underwriting manager		Disagree	The premium and indemnity period is not consistent, technical concerns. Whether the regulators will approve? Finally got to see a single charge, accounts receivable has improved.
15	An insurance company chief underwriter		Disagree	1Effect of rate model and settlement operations);2) increased business risk;3) not in the national promotion, but does not rule out in a specific city open to the good credit records of individuals, such as some gold card holders.
1, send20Questionnaires, recovery15A, recovery rate75%; 2,15Per capita is Chinese property insurance industry, the average working time10Years. One of the longest 25 years, the shortest two years.