[reproduced] stocks, bonds and insurance teaching design

The original address:Stocks, bonds and insuranceTeaching designAuthor:Plum

The sixth class The choice of investment and financial management

(second hours)

Stocks, bonds and insurance

One, the teaching Basis

According to the requirements of the new curriculum reform, politics teaching should be close to life, close to practice, close to the students, to actively and fully mobilize the initiative of students, let the students independent learning, inquiry learning, cooperative learning, achieve teaching target. According to the students in real life, have a certain understanding of stocks, bonds and insurance, the course design. Classroom teaching is to provide students with a display of their inquiry learning, autonomous learning achievements, more knowledge by encouraging the students independent inquiry learning to master. This method of learning knowledge is far more than the textbook. It is advocated in the new curriculum standard.

Two, the teaching design

The teaching goal

1 knowledge and skills

(1) the basic meaning, characteristic of memorizing stock, basic meaning, types, characteristics of bonds and commercial insurance.
(2) the understanding of stock, bonds, insurance and investment in the national economic construction and personal life.
(3) according to the savings, stocks, bonds, insurance and their characteristics, the design of a comprehensive investment scheme.

2 teaching process and method

Life situations (2 minutes) -- students' autonomous learning, group discussion (5 minutes) -- Introduction to knowledge (6 minutes) -- free debate (15 minutes) -- the teacher induction (2 minutes) -- students to discuss cooperation (6 minutes) -- Classroom Practice (4 minutes)

3 emotion, attitude and values
The frame of learning, training students to serve the socialism economy concept and enterprising consciousness and spirit. Active investment, rational investment, to increase personal wealth, personal life. Students for the economic construction of socialist countries service concept, from a national perspective, understanding investment from the economic construction from the perspective of meaning.

Teaching important points, difficult points
The meaning and characteristics of 1, stocks, bonds, insurance

2, compare the similarities and differences of stocks, bonds, insurance three kind of investment way.

AIDS

Multimedia (courseware)

Teaching process

Life situations(2 minutes)

My years of hard work, save money on food and expenses, the existing 100000 yuan. Now I want to invest in this 100000 yuan, but I only know a way of investment, savings, but the interest rate is very low, you can provide professional advice for me?

Put forward the goal

1, the stock of the basic meaning, characteristic and source of income.

2, the bond and commercial insurance basic meaning, types, characteristics.

3, according to the savings, stocks, bonds, insurance and their characteristics, the design of a comprehensive investment scheme.

Guided self-study (Group)

Teacher: now, my identity is a "investors", your identity is "broker", "bond investment adviser", "insurance industry representatives", "investment advisory group". The class is divided into four investment group discussion. (5 minutes)

Introduction to knowledge (6 minutes)

Stock group spokesman: (omitted)

(multimedia display"Stock"Related knowledge)

A high risk, high income, with--Stock

Containing Righteousness	Shares in Limited by Share Ltd issued a document to raise capital to the investor
Special Point	High risk, high return. To the enterprise, issuance of stocks is a form of financing; for residents, buying stocks is a kind of investment behavior. The liquidity strong vitality --.
The rights of shareholders	To attend the general meeting of shareholders, voting, participation in the company's major decisions, receive dividends or bonuses.
Composition of income	Divided into two parts: one is the dividends or dividend income (depends on the company's profits); two is the stock price rise in price (the company's operating condition, the relationship between supply and demand, the public psychology, bank interest rate).
As Use	The establishment and development of the stock market, to invigorate the financing, improve efficiency in the use of funds, raising funds for construction, promote the reform and development of state-owned enterprises, have an important role.

Bond group spokesman: (omitted) (multimedia display"Living examples")

(multimedia display type: according to the different bond issuers, bond can be divided into: Treasury bonds, financial bonds and corporate bonds. Following their characteristics)

Two, a sound investment--Bond

Types of bonds

Species	National debt	Financial bonds	Corporate bond
The main issue	Central Government	Banks and non bank financial institutions,	Enterprise (or company)
Risk situation	The minimum risk	The larger	The biggest risk
Earnings	Slightly higher than the interest rate savings bank, lower than other bonds	Higher than government bonds, less than corporate bonds	The highest income
Circulation	The strongest	Strong	The lowest

The insurance group to speak: (omitted)

Route three, risk aversion--Insurance

Commercial insurance

ClassType	Yes Like	Kind of Class
Personal insurance	Life and health of a person	Health insurance, accident insurance, life insurance, etc..
Property insurance	Property and related interests	Automobile insurance, transportation insurance.
The insurance principle: fair and mutual benefit, consensus, voluntarily entered into

Free debate: (15 minutes)

1 please tell my stock group to invest 100000 yuan stock instead of bonds and insurance reasons

2 please tell me bond group to invest 100000 yuan bonds without investing in stocks and insurance reasons

3 please tell my insurance group to invest 100000 yuan insurance without investing in stocks and bonds reasons

4 please comment Investment Advisory Group

(comparison of various investment)

		Savings deposits	Bond	Stock	Commercial insurance
No. The same Point	Nature	Savings deposits	Deadline for repayment of debt certificate	Stock certificate	The risk investment
Benefit	For principal, interest, maximum security	The acquisition of interest is higher than the savings, safety is higher than the stock	Interest, dividends, income how many depends fundamentally on the enterprise management	According to the insurance contract, obtain the corresponding economic compensation
Payment	Current, regularly	A period of repayment of clear	Not to back shares, but can sell stock	After the accident for compensation or insurance money
The benefit of investment	Lower interest rate risk is very small	High credit, high yield, strong negotiability,	High risk, big return	Return and pay the insurance premium is proportional to
The same point	Investment behavior, is conducive to national economic construction and civil life, income

The teacher induction:

"The benefits just all experts introduced their own investment, advisory group on various investment ways were compared:

1: there are many kinds of investment:

Savings deposits, stocks, bonds, insurance, funds, real estate investment...... Are the investment way.

2: all kinds of investment have their own advantages and disadvantages:

(1) stock: high yield, high risk investment.

(2) Bond: a sound investment.

(3) Insurance: way to avoid risks.

(4) savings: is a convenient investment.

Cooperative inquiry(5 minutes)

The classmates, please for me this 100000 yuan to design a reasonable investment and financing plan.

Design students answer...... (omitted)

The students summary:

As a rational investor, in the choice of investment orientation should follow four principles:

Factors to consider the choice of investment:

(1) return, risk and liquidity of investment

(2) their own economic strength, to do

(3) the diversification of investment

(4) it is necessary to consider the interests of individuals, but also to consider the interests of the state, the investment should be legal, do good.

Research Learning:

Ask the students according to their own family situation, making an investment plan for parents.

In class exercises: (5 minutes)

A, the:

1, as the saying goes "day unexpected situation, people have good and bad fortune". In order to reduce the risk, to protect life, do you think is the most effective way of investment is:(D)

A, the savings deposit

B, buy stock

C, buy bonds

D, the purchase of insurance

The common point of 2, savings deposits of residents, the purchase of bonds, stock purchase, to participate in the commercial insurance is (B).

A. to obtain the interest for the purpose of

B. is a personal investment behavior

C. is the investment behavior of the risk of

D. can give investors bring higher benefits

3, from the angle of investor, risk and return rate from high to low ranking(A)

A, stocks, bonds, insurance, savings deposits

B, insurance, savings deposits, bonds, stocks

C, bonds, insurance, stock, savings deposits

D, savings deposits, stocks, bonds, insurance

4, "don't put all your egg in one basket" investment philosophy, the emphasis is to pay attention to stocks, bonds and other investment behavior (C)

A. mobility

B. flexibility

C. risk

The stability of D.