On the motor vehicle traffic accident liability compulsory insurance "failure to obtain a qualification" certification of the reply The hall (2007) Letter No. 327 Dongfeng County of Jilin Province, the people's court: You for Liu Zhaofu v. China earth insurance Limited by Share Ltd Liaoyuan branch case consultation letter.The study, reply as follows: According to the "Regulations of motor vehicle traffic accident liability compulsory insurance regulations" twenty-second and "motor vehicle traffic accident liability compulsory insurance clause" in article ninth, did not obtain a driver's driving qualifications, the insurance company does not assume liability to pay compensation. In practice, "failure to obtain a qualification" including the driver driving the vehicle and the quasi driving type does not match the situation.According to the relevant provisions of China's motor vehicle driver's license application use, drivers need to drive a motor vehicle of a certain type, shall, after passing the examination made quasi driving qualification, the corresponding therefore, actual driving vehicles and quasi driving type does not match should be identified as "failure to obtain a qualification". Two hundred seven years in November 29th Legislative Affairs Office of the State Council "on the 'the people's Republic of China Road Traffic Safety Law' and its implementing regulations Understanding of issues related to the legal provisions of the "reply letter The secret letter (2005) No. 436