Buy a house after the first major event is the decoration. Buy a house may have spent all your savings, how to do the decoration? Decoration can loan!

Renovation loans common methods are: to housing or other assets as collateral to the bank to apply for loans decoration; credit loan; mortgage loan; renovation of payment by credit card. Today we mainly talk about the non credit card loans, credit card payment after analysis alone again.

Loan, we are most concerned about is the loan interest rate. Often see a lot of people consulting on the Internet: the new decorationLoanWhat's the interest rate?

In fact, nobody can tell you the most accurate answer, only tell you one of the most newLoanThe benchmark interest rate. Interest rate specific loan product execution bank is different, different products of different loan rates, different people may have different loan interest rates. For example, the same decoration loans, some banks may enforce the benchmark interest rate, some banks will in the benchmark interest rate by 10%; in the same bank, some people can be the loan in accordance with the benchmark interest rates, some borrowers personal credit, or repayment ability is not very good, the loan interest rates may rise.

According to the latest benchmark interest rate loans, the loan amount to ten thousand yuan, matching interest repayment as an example, you need monthly repayment amounts are as follows:

Generally speaking, most banks renovation loan period does not exceed 2 years.

Interest on the loan calculator > >

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