You have a driver's license in Taiwan, but also have an international driver's license? If it is, go to the car rental, rent a 1-2 weeks, practicing the first car, get American license, to buy insurance. If you only have an international driver's license, buy a car not to buy long-term insurance

When you buy a car as long as a driver's license, accompany you to put the car back on it. Then the dealer will give you a temporary license plate, also can put the car registered in DMV, is going to buy you in terms of insurance, insurance company needs to have the most state driver's license to sell insurance for you. So your time card, over the period without a license, you cannot buy insurance. You can also go to buy a bond. legal basis is Section 32-7-6 (c). you can ask DMV to the form have a look inside what

I just asked you over, the domestic driver's license, after the written test, will give a temporary driver license, is after can drive alone, does not need to be accompanied by anyone, but is only valid for 2 months, 2 months or test, obtain the official driver's license, or to apply for extension of provisional licence the theory of time, can be maintained, but I guess nobody willing to. Insurance can be bought.

USA automobile insurance (Auto Insurance) is all kinds of, the same insurance, price and service quality, there may be a world of difference. USA auto insurance how many? And how to choose?

1, bodily injury insurance (Bodily-injury liability): is not insurance, almost all the states have this requirement. The main benefit each other medical treatment, rehabilitation and funeral expenses, some also pay legal fees and spiritual loss. Payments of up to $five hundred thousand per person, or $one million per event, of course, the amount of compensation may exceed the amount of insurance coverage.

2, property damage insurance (Property-damage liability): the other vehicle damage accident, including repair and replacement costs, there are other property losses, insurance compensation amount from $five thousand to $one hundred thousand (minimum standards).

3, personal injury protection (Personal-injury protection): the main pay their medical and funeral expenses, loss of wages due to accident, whatever the cause of the accident, if you have other health, life insurance, disability insurance, as long as it meets the minimum requirements.

4, the uninsured and underinsured motorist coverage (Uninsured and underinsured motorist coverage): to pay their medical care, rehabilitation and funeral expenses. If the other party without adequate insurance, especially in the population concentrated area many people without insurance, only themselves, each person at least $one hundred thousand to $three hundred thousand, per accident; Uninsured-motorist property damage is the benefit loss of car.

5, (Collision): no matter the car crash due to any reason for causing the accident, pay your own loss caused by the crash, at least a $two hundred and fifty.

6, inclusive of insurance (Comprehensive): no matter the car loss for any reason, all may obtain compensation.

7, glass breakage (Glass breakage): glass damage to pay your own car.

8, the trailer (Towing): pay your own car Trailer fees.

9, rental reimbursement (Rental reimbursement): pay you for automobile can not be used when the car rental fee.

Car insurance.

Insurance is mainly divided into two kinds, the first is "additional liability insurance" (Supplemental Liability Coverage); second is "car damage (Loss Damage Waiver) security", every day may be 10 yuan premium security.

"Additional liability insurance", is on the liability insurance amount provided in the car rental company itself, to buy additional security, the amount is usually one million yuan, if because of your mistake is caused a traffic accident, guaranteed amount sufficient to compensate the other party for the human body injury, medical expenses, and vehicle damage repair costs. If you already have car insurance, the insurance policy of the liability insurance is also effective in the car, so do not need to buy. However, if you do not have car insurance, then consider buying responsibility in the car when security.

"The car is damaged protection", in case of traffic accident, or stolen car to car rental companies, to compensate the loss of. Strictly speaking, the insurance is not insurance, but has been exempted from rental car companies to recover. Similarly, if you have car insurance, insurance including the crash Collision security, then do not need to buy the security. In addition, many credit card also offer rental car damage insurance, but you must go to the car that credit card, only the security.

7 to buy auto insurers have a driver's license at the time of insurance costs above reflect obviously.

If you just American get a driving license, your insurance costs will be very high. Whether you have many years of driving experience in other countries, if you just get American driving license, your insurance costs so high that your tongue. In my current situation, in American get a driving license for over 16 years, I bought the car insurance, full year is less than $500. But I have a friend from China, just enter the USA motor vehicle driving license, the fee for his insurance every six months to nearly $3000. Some insurance companies, admit foreign driver's license. (especially that of motor vehicle driving license of the people's Republic of China, because China driving licence is recognized as the most difficult test, in addition to the written test, drill rod,, the library, the traffic rules and so on, has the mechanical common sense, this point in the America is no) if you to the insurance company provides the country or region where your driving licence. They will be based on your past record and foreign motor vehicle driver's license to admit your driving experience, the insurance company will according to you the corresponding driving time to give you the proper insurance costs.

The number of 8 to buy car insurance car owners, was also a factor, car insurance costs.

If you are a person has more than one car and buy car insurance with an insurance company, or a motor vehicles more than two vehicles in the same residential address (Under the same roof), the insurance company will give you a discount is called Multi-Vehicle Discount (multi car discount program). A person in general in the purchase of second car insurance can have up to 20% discount. Similarly, a buying car insurance of third vehicles, fourth vehicles or more vehicles can get some discount. Some insurance companies, provide a service is not limited to car insurance, they also provide housing insurance, property insurance. If you buy a house insurance in them, but also to buy auto insurance in them there, so that an insurance company will give you the preferential conditions better. So, we buy insurance in USA, generally have several insurance with an insurance company to buy, so you can have a very good discount.

1 full coverage (Full Coverage):

Full insurance in USA auto insurance (Full Coverage) is when you buy the whole security (Full Coverage) after the car insurance, as long as you drive or registered in the automobile insurance clauses has registered person drive the car, the insurance company insured the car out of any kind of accident, regardless of the accident responsibility in which one party, insurance companies will be compensated for by the insurer, the human body damage compensate your car and your own, also claims the other car, pay the other person and property. American current provisions guaranteed minimum purchase insurance amount is vehicle $15000 each other, every accident insurance amount is the minimum purchase. Of course, all insurance (Full Coverage) also include your car theft, fire or what natural calamities and man-made misfortunes. In American, general car we have voted to full insurance (Full Coverage). Of course, even if the insurance company paid in full, the traffic accident parties according to the detailed terms to buy insurance from their own pockets out from $500 to $1000. (this is called Deductible in the America auto insurance terms) in the China bought the car insurance, have a little scratch the body, the owners also want to go to the insurance company to get. This is not possible in USA. Because if the repair costs when your vehicle is less than $500 (or $1000, according to you to buy the car insurance situation to decide), the insurance company is not responsible for compensation. Those tiny scratch, are generally owners buy yourself some relevant scratch repair products, a rub a make became.

2 - Insurance (Liability):

In American automobile insurance semi protection (Liability) refers to if you bought half insurance, no matter what the accident, regardless of who is responsible, the insurance company is responsible only for payment is the other side of the car, the other person damage and property loss. Don't pay for yourself and your own car. Such insurance speaking from the price is very cheap, also will give the applicant save a lot of money, because the insurance company just holding each other's body injury, the other car loss and damage to property. This semi protection (Liability) is the law of the most basic requirements for motor vehicle insurance. Generally speaking, a good driver, drive to have confidence in a friend, open the old people and the economy is not too rich friends, will buy the insurance (Liability) insurance. However, many insurance companies in some states not semi protection (Liability) of this clause, such as New York, New Jersey and other states, want to buy car insurance must be guaranteed (Full Coverage).

3 insurance policy (Binder):

I know a single protection (Binder) a short-term car salesman offered. The car insurance is when you buy a car in the car dealers, general automobile dealer to let you in the car dealers to buy or to give you a certain time and a certain amount of automobile insurance, at least let you can buy new cars can be in the automobile insurance in the case of the car to go home. This insurance is only responsible for keeping your car that occurred in a certain period of time of the accident, this insurance does not cover you, nor the other cars, people and property. This gave the car dealer's insurance or to sell you insurance is temporary in nature, as little as one or two days, also is a month.

Although the purchase of automobile insurance in the whole American each state will have is the law of the. However, each state has different situations in each state. Most of the state's general situation is: if A and B two car accident, if the accident responsibility in the A, then, A's insurance company has all responsibility for the damage compensation of B (if full insurance, insurance companies will all claim A own). If the accident responsibility in the B, then, B's insurance company has all responsibility for the damage compensation of A (if full insurance, insurance companies will all claim B own). If the accident entanglement is not clear, the public just said, both sides just said it, then by the court, the court to determine the responsible parties and the responsibility for the accident the insurance company responsible for compensation. However, in New Jersey, New York and other places, the insurance company is the implementation of a kind of indiscriminately no fault law (No Fault Law), (No Fault Law) mean in an accident, regardless of who is at fault, or what kind of accident, accident both your insurance company to pay their customers, but not for each other. I think this No Fault Law on many of the accidents in the innocent party to be unfair, but in the accident the most frequent areas such as New York City, no fault law also had to use this feel helpless of (No Fault Law).

In America, some other companies such as banks will also provide some insurance services. Such as the famous America Citibank (Citibank) will provide a car insurance service conditions. This is if you're in the car when the use of America Citibank's credit card, so American Citibank will for you - you car rental car insurance. If we use the American Citibank's credit card, insurance costs can save a pen. (generally rented vehicle insurance if the insured, every 24 hours of insurance cost is about $18) when you buy insurance for your car, some insurance companies selling insurance auto insurance, also contains the insurance for your car rental. But the general insurance company, will give you the car rental insurance is one of the items can be selected.

At the same time have the motor vehicle driving motor vehicles must buy car insurance in America has become law. Who if driving motor vehicles under the no purchase automobile insurance, it is against the law, will be punished. In USA, whether you are in which state, if you drive a violation or drive was asked by the police, the police ask for your document is your driving licence, you open the car's registration certificate and your auto insurance policy. These three things are indispensable, if you are not able to provide car insurance material, the police have the power to prosecute you. At the same time, you also lose the driving motor vehicles your qualifications.