CCBP introduction:

   China bank staff qualification certification exam is composed of China Banking Association under the China Banking Association banking practitioners certification committee leadership to implement, is an industry recognized by CBRC support and membership units of self-discipline, non compulsory administrative class qualification examination.

   The certification exam is divided into public and professional subjects. Basic knowledge test content of Public Foundation Certificate for the qualification of bank employees. Including the occupation ethics, laws and regulations and the bank such as basic knowledge. Is a basic requirement for practitioners specification and basic qualities. On this basis, according to the different bank professional design different types of professional certificate. Examination content is professional certificate for the bank employees professional knowledge and skills related to. So far it has introduced the risk management course, personal finance subject, personal loans and credit subjects four subjects, professional certificate.

   Because the CCRA examination and CCBP examination of company credit subjects are for the credit, so that we say some similarities with the introduction of CCBP CCRA. But there's a big difference between the two certificate, the paper carries out a comparative analysis of CCRA and CCBP examination:

The examination content

   The CCBP test is currently a total of four subjects, the bank knowledge content public basic part mainly examines the bank employees should abide by the occupation ethics, laws and regulations and the basis; the personal financial management business of personal financial subjects examined bank professional knowledge, professional skills, customer service and professional norms and laws, four points, specifically for business banks engaged in the post of personal financial business related professional personnel; the company credit subject mainly research company credit theory, credit marketing, pre loan investigation, loan environment analysis, customer analysis, loan demand analysis, loan guarantee analysis, project loan assessment, credit products, credit structure design management, post loan management, non-performing loans management of twelve parts.

   CCRA certification exam the main candidates to test the degree master of knowledge and skills of bank credit business covers. Exam content involving registered credit analyst occupation moral and legal regulations and policies, the theoretical basis, credit enterprise financial analysis and evaluation, credit management, project financing and M & a loan assessment, risk analysis and management, credit of international credit, commercial bank credit marketing and customer management, credit analysts practices and tools such as the nine most.

   From the examination content can be seen, the basic knowledge and professional knowledge of CCBP according to the different work examining the bank employees should have, not only including credit, including the occupation ethics, laws and regulations etc.. While CCRA specifically examine banks involved in the overall credit knowledge, therefore the examination content of the two contains the range is not the same. The concrete, CCBP and CCRA similar only the company credit subjects, two exam outline are related to the company's credit knowledge, but the depth and difficulty of the two test content, the actual scope of the examination is not the same.

   CCBP company credit examination subjects are about credit knowledge, but it is only a basic knowledge of credit assessment, limited to the analysis of general qualitative, professional level is not high.

   CCRA examination contents and the credit system of knowledge of foreign banks in close contact, advanced, practical strong, a high degree of professionalism. Essential knowledge examination content covers credit personnel needed to master, credit to the actual operation and management of international standards as the basis, focus on credit related bank personnel should master the skills of bank credit. The bank clerk know they play in bank credit in the role, but also help banks to establish a standard system of credit throughout the organization. A higher degree of difficulty of examination.

   In addition, the CCRA test in investigating the credit of knowledge focuses more on credit practical content, this is the CCBP test doesn't have.

   Therefore, the two exam outline is similar, but the contents are different.

Comparison test scope, depth, difficulty are very different, more emphasis on practice, CCRA examination, range is wide, the reference candidates must have related working experience and higher cultural level, difficult test.

Certificate for the crowd

   CCBP mainly aims at the Bank of all kinds of ordinary job of general practitioners in the design. Public basic certificate is for the banking industry all professional practitioners; personal finance subject to provide financial products sales, (primary) financial advisory services of the personal financial management business personnel, the company credit subject to commercial banks engaged in the post credit related professional practitioners. From the actual situation of the 2006 exam can be seen, the CCBP test object is less work experience in commercial bank staff, is a basic introductory exam.

   And CCRA because of its examination of the contents of the new, difficult test, so the test object mainly for bank credit has certain knowledge, professional practitioners working experience more rich. So CCBP and CCRA target population is not the same.

Train

   Qualification Chinese banking personnel certification office organized training, to participate in the pilot test student training, will be organized by each unit to participate in the pilot. The CCRA certificate training will be provided by the development fund China financial education will register the Credit Committee hired well-known credit expert instruction, students further to learn more advanced knowledge in the process of credit to prepare for the exam. This is one of the advantages of CCRA certificate.

The examination fee

   The CCBP certificate examination fees for 100 yuan per family, CCRA exam fee is CCRA per 1800 yuan SCCRA and 2200 yuan per person. Can be seen that the cost difference examination are good. This is decided by the degree of difficulty of examination cost two and a certificate of. China financial institutions in personnel training, especially the training of personnel on credit is more attention to grasp the credit concept and method of the present advanced as soon as possible. The range of the cost is still the banks for reference within acceptable.