Modern logistics land can't lack the tools is the automobile, inevitably occur all kinds of traffic accident, also can cause a variety of family, enterprise crisis. I'm not against these do cheerfully, just want to do some explanation of a series of problems such as traffic accident treatment.

A,The accident did not escape

In real life, a lot of vehicle accident, the driver is not immediately to take remedial measures, but to escape, the more hateful thing, individual drivers fight, the original injury and property damage depth, and then escape. But escapes, the insurance company does not cover, all the losses borne by the perpetrators and the host family and company.

The hit and run, drunk driving, the insurance company is not responsible for claims, that the logistics enterprises and the driver must cognition. After the traffic accident, the driver immediately call110And the company leadership related calls, and offer insurance. As long as the insurance company is not on file, the insurance premium will not rise.

Two,The field communication

After the traffic accident, the driver out of the car, to maintain the status quo, conditional can take pictures, sound recording. The people responsible for communication.

Motor vehicle and pedestrian traffic accidents, see the pedestrian injury, understand clearly, dial110Later, as the case120In order to avoid pedestrians, further risk.

The car collided with the car, the driver asked a clear idea of each other's private car or car company, according to the experience of the responsibilities, the communication between the two sides, newspaper110, waiting for the traffic police to deal with. Private cars are generally commercial insurance, have a certain loss, the insurance company normally claim.

A collision with a truck, the driver must understand the other vehicle attributes, whether to buy commercial insurance, some self-employed a family to buy a few trucks (old), only to buy insurance to pay strong, not to buy commercial insurance, and even a few cars only a compulsory insurance. Any vehicle accident, the owner will be illegal means the corresponding information will buy insurance, corresponding and vehicle matching.

Three,Reasonable private

General driver of traffic accidents, especially and pedestrians, see the actual situation, the injury is not serious, suggested that the two sides to talk about personal, private credit is generally recommended in the2000Yuan the following, the driver will happen traffic report company. If the two sides can not be effectively compounding, the traffic police to the vehicle to the designated parking. The car moved to the parking lot will not only parking fees, vehicle loaded, will lead the goods delivery delay, customer complaint, affect the vehicle turnover.

Both vehicles and personnel are not serious, private leave immediately. The two sides of the loss or to talk about not approach, according to normal process.

Four,Insurance policy

1,  Responsibility cognizance

Under normal circumstances, after the accident, the driver wait for the traffic police to deal with the accident. The loss of too much traffic will please assessment agencies at the time of the assessment, estimation, of course, need to pay the assessment fee.

As in real life, many small and medium-sized logistics enterprises, the self-employed only pay for vehicle insurance, no commercial insurance, and even a few cars share a cross strong insurance policy, regular transportation enterprises but suffer at. After the traffic accident, the driver communication and field and the other party personnel. If they do not have to buy commercial insurance, the existence of other irregularities illegal transportation, driver and communicate with each other, each other is what intention, and immediately reported to the leadership of the company. Some of the vehicle itself did not buy insurance, and traffic accidents caused by loss of large, the pilot reported110According to the process, report to the company, the company reported insurance, finally is affected by the loss of their own.

2011Years2Traffic accident in Suzhou Huqiu region,AThe company is the formal business, all the vehicles are commercial insurance.ACompany driver the day playing mahjong, night driving the heavy tank, high speed driving, the morning2Eyes closed, energy is not concentrated, the body in the carriageway and emergency Lane on the right and leftSShape. Suddenly a bang, will be in the emergency vehicle stopping to rest a flatbed truckBThe cars collided,BThe car was not doing any logo, also did not press the hazard warning lights, the driver fatigue, directly in the emergency Lane parking rest. Both drivers get off theory, see their respective loss.BCar drivers put forward their own vehicles only compulsory insurance, requirementsACompany driver as full responsibility, at the same timeBThe car to repair, not toACompany to put forward the claim.ADrivers report to the company after scheduling, scheduling told not to recognize the full responsibility,ADrivers Report110At the same time, the daily dispatch of insurance company. The police ruledACompany's main responsibility,BOwner responsible, resultACompany vehicle repair costs high, first findBThe owner,BThe owner first promised compensation, later refused to answer the phone.AThe company had to sueBThe owner, lawsuit win,BThe owners of non money compensation, but the vehicle pledge.BThe car old and traffic accident, has not been able to auction, one year down, parking fees nearly3Million,AThe company had to give up compensation,BThe car to the parking lot.

2,  The insurance company

Under normal circumstances, do not suggest replacing the insurance companies and insurance companies, enterprise cooperation, especially some traffic backlog of cases awaiting processing business, don't easily change insurance companies. Logistics enterprise change insurance companies, in front of the case without treatment, especially in insurance claims and other kinds of disputes, the insurance company will get negative treatment, after all, insurance fee next year and it has nothing to do.

A company engaged in the transportation of logistics enterprisesA, undertake aBLogistics of goods,ALogistics enterprises not to arrange their own transport vehiclesBLogistics company's goods, goods will be subcontracted to a protocol and itsCTransport fleet. ResultCFleet accidents within Nanjing highway, the vehicle hit the isolation belt, and fire. The value of the goods200Million,BLooking forAClaim demage.AGo to the insurance company andCThe team claims, unfortunatelyAThe company is the insurance contract, the accident occurred at an insurance company in the period of the contract. ResultABCAnd the wrangling2Years, has not pulled clear.

Five,Subsequent investigation

Any of a logistics enterprise accident, immediately launched an internal investigation, in order to improve the management of.

In general, the driver in time or a short time accidents, can really tell the truth of the accident, can arrange a manager and a security officer scene understanding, and record the record, after the driver, please see again, the final signature confirmation (driver driver can speak can be, seriously to not speak, be treated objectively).

Company in accordance with the driver the first time oral and field investigation situation investigation, find out the cause of the accident, to avoid, for safety education training materials.

Tips: in general, traffic accidents are not focus condition, besides the analysis, can adjust the driver's accident period calls and SMS list, whether is the analysis for phone calls and send text messages to not focus.

The first time under normal circumstances, the driver more honest, easy to tell the truth, that after a certain time, the driver will consider whether the company of his penalty, will findNAn advantage for yourself.

Six,Safety education

1,  Qualification examination Document control

Logistics enterprises should establish the driver file, such as a driver's license validity period, review, the driver body, families. Driving license is near the validity of one month prior to remind the driver to trial, do not work arrangements.

2010Years3Fengxian District traffic accident, a bus full of30Tons of cargo truck driving, driver's license has expired1Day, hit a retrograde motorcycle, motorcycle direct drilling truck wheels, front wheel inside, card on the back wheel. Motorcycle driver in hospital90Day, final amputation, truck and motorcycle traffic police ruled five five responsibilities, logistics company actual loss80Wan (hospitalization expenses50Million, prosthesis7.2If the amplitude, prosthetic maintenance fee1.2If the years, need to pay5Deputy prosthetic costs, the elderly, children, injury and other expenses of nearly70Million).

2,  Safety training Skills training

Accident prevention, strengthening education and training, accident prevention, accident harm, driving skills training. At the same time and the driver needs to maintain good communication, in general, lack of sleep, family conflicts burst should not arrange transport task.