Quanzhou zero Shoufu (loan purchase a car)

Quanzhou, Jinjiang, ShishiEtc.QuanzhouAreaZero Shoufu purchase a carWithout collateral, conditions:

1, [to have a stable job (a bank to pay wages, health care, social security)] [] [], housing provident fund (one of three);

2, the business license (individual or legal person) for six months;

3, personal name property and car (more than one year, ten years);

4, id;

5, the marriage certificate or the unmarried certificate;

6, this account;

Note: 1-3 must have at least the same, such as the need to please contact: 18016739777 or contact customer service. Call please explain see in Wang Weibin Sina blog.

Car loan four benefits

Wang Weibin

Car loans4 benefits, don't look at your absolute regret![Car loans]

Car loansBenefits: make money more valuable![Car loans]

First, the neglected car depreciation! We all know that new year depreciation rate of around 20%, one can imagine, if the 100000 quick money into a car, a year later, you actually only 80000 yuan, how can you have the heart to let the hard-earned money virtually lost 20000 yuan?[Car loans]

Second, ignored inflation! The National Bureau of statistics data in 2012 CPI rose 2.6% over the previous year, while the official data, people and business people, they are more willing to believe that, in the past two years the annual price increase in 8%-10%. That is to say, 100 yuan in 2014 to 2015 may only the value of 90 yuan, why not only in the future value of 90 yuan, 100 yuan of debt payment today? Then we consider if the 100000 yuan into the car, a year later, in fact the value of only 100000 x 80% x 0.9=7.2 million. Into the new year loss 28000![Car loans]

Car loansTwo benefits:The expected rate of return higher[Car loans]

You are businessman, ratio who all know: do business must help others, help others funds -- the integration of resources,Car loansAnnualised rates at 6.5%-7% (with rates may be some owners even sleep between 3%-4%) please think about their earning yield is much larger than the car loan interest rate; as a business person you, are lump accounts, business income is in 30%-50% or even higher, andCar loansThe annual interest rate 6.5%-7.5% not what costs, if the car manufacturers discount, that interest rate will be lower![Car loans]

Car loansThree benefits:Car loansIs to obtain the lowest capital cost, the most convenient way of handling;[Car loans]

Because the future funding uncertainties, if there are gaps in funding, to solve the problem of funds for more than a few ways.[Car loans]

1) to borrow from friends: as a business person, all know this truth to friends to borrow, only two kinds of results:[Car loans]

He lent me: I said, yes, he will borrow, but even borrowed money, his heart not comfortable, worry about how I can't, friend is upset[Car loans]

He didn't lend me the money: I said, he wouldn't lend himself unhappy, see also feel shy so, no matter what kind of results, we are unhappy, why should I open"[Car loans]

2) borrowing usury: at present, the usury interest is 2-5 (general to have collateral, if there is no collateral to more than 5 points) and first, interest deduction in the "number", such as borrow 100000, monthly interest if it is 5 points, then borrow 3 months is 15000, then the "the number of" directly to 85000, if we use 1 years, the interest is... ... I don't think I need to calculate you understand[Car loans]

3.Mortgage(personal) personal mortgage, real estate mortgage generally used: general customer property loans, buy a house when the house was mortgaged to the bank, if then do mortgage, can't do it; in addition, the main housing authority transfer to 1-2 weeks; the most time consuming waiting for bank credit problems, in general, the total time 1 months is short, 2 months have normal 4) mortgage loans to enterprises (company): general business loans require collateral or pledge. AndPersonal mortgage loanComparison: [Car loans]

The section of enterprise is the main body, the risk is higher than the individual, so a higher thresholdCar loans

The medium and small micro enterprise, no loan qualificationCar loans

The general minimum loan amount is 3000000Car loans

The whole process of the shortest time of 3 months, 6 months down is very lucky

5) credit loans directly on personal credit rating credit: credit card interest rate is 5/10000 per day. If only the minimum amount, equivalent to 1.5% of the monthly (5/10000 *30=1.5%), the rate of 18% 6)Car loans

[the auto loan: why not do it now? ]

Car loansFour benefits: some people think there is no credit accumulation of wealthLoanIs the best, no overdue credit record. Actually otherwise, and banksLoanRecord, and is a good credit record, this is the best credit records. For example, you are willing to lend money to a don't know he speak credit friend, or a bankLoanRecord, and very time somebody?Car loans

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