Loan to buy a carChoose a bank, or 4S shop? In fact, in the 4S shop car loan two ways directly handle and go to the bank for a car loan business, and the owners choose 4S shop or themselves for the new licensing and insurance is the same reason. Easy credit Chinese editing will beThe car loan formalities,The car loan approval proceduresAs well as vehicle restrictions on comparison, hope to help the "prospective owners".

The car loan approval procedures PK
    Through the 4S store to a bank or finance company loans, especially the biggest advantage of general, Toyota, mass such auto finance company for a car loan business is a car loan approval procedures, generally about three days can be granted loans; through bank loans will take a week or even longer, if the asset proof materials not all, would take longer time.

No restrictions on bank car loan models
    Finally, the bank can loan models are not limited, and the 4S store only for its models provide a car loan service. Generally speaking, the mainstream market loans vehicle price is in 100000 yuan of above, there are some brands will loan purchase a car price dropped to 80000 yuan or so models. Overall, the 4S store to the bank or auto finance company to apply for a car loan formalities to be simple, but the high cost of some, the customer directly to the bank loans, the trouble spots to car loans, but the cost is much lower.

The car loan procedures PK
    Bank on the car loan to the applicant's income, mortgages and other assets that requirements more stringent, but also need to local residents, property guarantee certificate of cumbersome procedures; relatively speaking, a loan to the bank or auto finance company through the 4S store standard "relaxed" many, if any Buick brand dealers to push the car loan business "without guarantee, without local hukou", greatly reduce the threshold.

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