Ping An insurance car insurance business way to save money

    

   With the arrival of the era of Internet life, online insurance has become the new fashion. Chinese peace for the market demand, to launch an online safety car

 

Insurance quotes, allowing the owners to remain within doors, easy online insurance. Due to the elimination of many intermediate links, Ping An insurance to customers

 

The zero distance communication, greatly reduces the friction cost, this part of the cost saving, so beneficial to customers, so as to ensure that the premium is low, the move

 

Received a positive response from the majority of owners.

 

 

 

　　"" "auto train, carCommercial insurance more province15%!

 

　　Safe online auto insurance advantage

 

 

　　Save money: the private car insurance business more province15%

 

Worry: million yuan, complete information,1Days payable

 

Save time:3Minutes to complete the quotation, support online purchase, more flexible

 

 Online insurance platform not only for convenient, fast, payment of the premium can be done online. At present, the safe online auto insurance, through the pay treasure, money, money Fu Tong, bank, credit card and other payment methods, but also by the clerk collection. The paper claims in insurance48Hours a single door, a true "remain within doors, easy insured".

As a well-known domestic insurance companies, Chinese peace through innovation constantly, improve the quality of service. In case the fast channel contains a part of free site survey after survey, safe auto insurance rate is close to the first80%The first quarter of this year, peace, personal insurance claims for customer satisfaction90%. The above data are in the same industry leading position. Auto insurance quotes online safely launched, and provides a convenient model for wide cart owners, and the insurance cost is reduced greatly, and it is an important measure China peace and improve customer service quality.

 

　　Ping An insurance services

 

　　Insurance services

 

　　7*24Hours of insurance claims;

 

Experts at the scene quickly surveying;

 

National pay, complete document can be local claims;

 

Safety commitment,1Million yuan within the insurance liability accident, complete information, complete the payment within one working day.

 

　　VIPVehicle service

 

Failure to rescue services more secure

 

Electrical service replacement tires emergency oil supply emergency water on-site repair Trailer Traction Lift rescue more intimate "Three Representative" insurance door-to-door service

 

The vehicles examined the claims data representative pay violation fines

 

Online insurance services

 

Support the national each big bank card online payment andPOSPress the door card payment;

 

To open the credit card without the card payment service, without a credit card, a phone call to pay premium;

 

Provide48Hours free single;

 

Free to pay travel tax service.

 

Renewal reminder service

 

Insurance expire renewal reminding SMS send ahead, let you avoid the removal of protection by the police car and the vehicle out of embarrassment, the loss caused to you.

 

With the popularity of the family car, driving the road more and more complex, the owner's insurance consciousness also is more and more strong, the majority of owners will insure your car insurance car. But many owners for the accident is not clear how to claim, the most distinctive is the three line often encounter insurance claims.

 

　A line: often ignore two cards

 

Some owners think that as long as to buy insurance, accident loss all should be compensated by the insurance company for. Owner Ms. Wang reported immediately after the collision with other vehicles, the police found the responsibility of the insurance company also to be hurt, after she took the documents to the insurance company, insurance company staff told her driver's license no inspection on time, and the situation in the "motor vehicle insurance clause" is deductible the scope of compensation, so the insurance company can not expense of the accident repair. Ms. Wang said can't understand, declared that he did not know the franchise clause ", but when the settlement terms on the policy for verification after the discovery, the problem is in the franchise license within the scope of.

 

Because credential problems encountered claims trouble phenomenon, many insurance companies often encounter. The policy content of insurance company, the reporter found that two card(Driving license, driving license)Problems in the franchise, but this is often the owner of the most easily overlooked.

 

In order to reduce the unnecessary trouble, insurance companies will try various devices to provide solutions to the owner. Such as peaceful telephone car insurance recently launched the "two card reminder service" -- peace based on two license information, registration of all customer data platform owners were detected, via text message, to remind the owners concerned about driving license and driving license validity period. Peaceful telephone car insurance responsible person told the reporter: "customers only need to call our customer service telephone, to provide accurate information two cards to us, for the opening of the service, you can enjoy free two card expiration reminder service. Both the insured monthly due or the period covered by the insurance policy holders to apply for opening expires, if, will receive the message peaceful telephone car insurance."

 

Many owners are very satisfied with the service, the service that is small, but the owner of the most easily overlooked a problem. Experts also suggest: the purchase and use of automobile insurance should first raise ego to protect consciousness, carefully read the terms of the contract, to understand "what compensation" and "do not lose what," to clear such claims in the future in the process of. Not after the insurance after let go does not smell the don't ask, also refer to the insurance clauses Caution! Driving, avoid the "mistakes" of claims.

 

　　Two Hom: to avoid trouble has been achieved

 

Many owners in order to avoid trouble, after the accident is not with the insurance company direct contact, will claim entrusted to the more familiar repair plant. Although very simple, but there are no small risk.

 

Some small scale, poor quality repair plant often use the trust of customers, for customers with cheap parts to repair, to expensive parts to insurance company claim for compensation, this repair plant can obtain the difference between different parts. What is more the owners leave information documents, will be repaired vehicles multiple collisions, creating "false accident", in order to achieve the purpose of fraud to the insurance company. Owners often do not know their own car has been very treatment so, many owners until second years to buy insurance, it was discovered that the original insurance accident record their even without much, theory with the insurance company, but the accident record is demonstrably to display it, only do big, but the most to the end still do not understand this accident where the. According to an insurance company claims department responsible person said, the false accident, there are some unscrupulous auto repair factory use consumer policy, the legacy of the copy of driver's license, forged by accident and repair invoices, insurance claim from the insurance company. In view of this, after be or get out of danger because of the trouble to repair factory hands, it is very unwise choice.

 

　Three Hom: can not become the experts could not find the housekeeper

 

"There is a problem the most irritated is when claims, insurance companies, repair center, sales around, we advocate and did not know the complicated procedures, they haven't a man to stand out to solve." An online owners complained. Usually, there is doubt the owner claims process, not clear the problem, do not know the hand from which links. For example, claims review process because of some minor problems did not pass, can not be caused by the usual claims or need to damage -- see claims has not come to call the service phone owner can only reflect the situation, process and coordination process often need to repeatedly to provide all kinds of material, repeatedly call the customer service phone, a repeated with different departments and personnel communication and confirmation, really bother time-consuming. This can be in the numerous repeated communication smoothly claims, some netizens owner reluctantly called "multilateral negotiations, self-help claims".

 

Industry insiders revealed to us the insurance service "multilateral": all insurance basic claims procedure at least after the8Links to receive compensation -- owners report, investigation at the scene, set loss center will be damaged, therefore the volume, put the files to do the insurance company claims department, after the confirmation of the nuclear damage claims department report, issued after the approval of relevant departments, and finally claim for compensation.

 

And this process as long as a link dissent will influence the settling speed, the owner of doubt to and damage, claims and other sectoral coordination. Because the owners lack of insurance knowledge, often ask to ask yourself confused. Let the owners to do an insurance expert obviously is not realistic, but claims8Links and do not mutually scheduling, in the course of time, the owner has to face "can not become the experts could not find the housekeeper" anxiety state.

 

Insurance companies are also on the settlement issue under the foot of the effort. Peaceful telephone car insurance is specially established claims manager. In every policy of peaceful telephone car insurance with exclusive customer manager. In the case of the process, the owner can at any time to the customer manager is not clear procedures or problem, at the same time the customer manager can also be provided to collect data, the owners of miscellaneous claims procedures. Customer manager's role as the owner of the claims from owners nanny, eliminates the trouble of claims on multiple fronts, save time and worry, also more secure.

 

In addition, when the vehicle is in danger, the owners report, the owner's claim record can be uploaded to the service center database, even if the customer does not take the initiative to call for help, the client manager every day will take the initiative to browse the claims process information, once problems are detected or omissions will take the initiative to contact the owner, to guide and to remind the claim.

 

So, a claim the case from the original "owners drive" into "customer manager to promote", regardless of is the communication effect, or processing speed has been greatly improved.