Ping An Bank loans loans loans

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  • / Author: Aaron Lewis
"The main characteristics of easy credit risks":Small loans to 10000 -15 million, without collateral, unsecured, lending speed: 3-5 working days (factor data integrity, depending on the customer's occupation status and etc.).

"Easy credit"Conditions for loans:

"Easy credit risks" underwriting loans can be used for any reasonable person or household consumption, work some family, individual industrial and commercial households and private enterprise may apply for loan demand, such as tourism, learning, housing renovation, the purchase of production equipment.
The "easy credit insurance" the applicant must meet the following conditions: with China nationality (excluding Hong Kong and Macao residents), at the age of 21-55 years of age, in the application of city life, in the present work a full 6 months, the monthly income of over 2000 yuan. Once insured the success of customers, cooperative banks can quickly arrive loan commitments.
The loan application materials
A copy of ID card
　　Certificate of work(the labor contract, or unit proof can, such as a social security card better)
Proof of income (net loans provide the latest three months salary account, payment in cash to provide a recent months the bank water bills)
Proof of address (rental contract, the recent pay water and electricity bills or sent home credit card bills)
Has the property that the approval limits and the rate is relatively high under the same conditions as the applicant, concrete materials are also different.

A new loan Ping An BankPersonal creditLoan

Ping An Bank "is a new loan"Ping An BankDesigned to have a stable continuous wage earners issued, the monthly wage income as the loan amount to 5 off basis, for personal consumption of unsecured loans.

Ping An Bank, a new loan loan conditions

Ping An Bank loan conditions are simple, in addition to the usual loan age (floating generally between 25-55 years of age), banks tend to be more substantial income of wage earners, the monthly income of not less than 4000 yuan, in the present continuous, stable work for 6 months. But small businesses can also apply for loans, but when the audit will be relatively strict. The applicant to provide the corresponding identity card, proof of , proof of income, use of the loan certificate, if can offer to pay utility bills, certificates of deposit savings, real estate card more conducive to rapid through bank audit.