Many owners are always worry about how to match the vehicle insurance. Teach the owner four secrets, let your car insurance is reasonable and affordable.

  Excluding the franchise

 If you are a novice, probability of various situation certainly large, non deductible insurance should be considered in the insurance range. For example, if you hit a car, need to be replaced InsuranceBar. If there is no guaranteed non deductible insurance, the insurance company will explain, because your original bumper is not new, you need to pay 20% of the cost of a new bumper, but if the non deductible insurance, the insurance company will pay the full cost.

 If you are a novice and a new car, in addition to compulsory insurance compulsory insurance, suggested the car caustic danger, three party insurance, whole vehicle pilfer, non deductible insurance, car personnel liability insurance, breakage of glass and other basic insurance insure against risk of spontaneous combustion, can not guarantee, because the probability of spontaneous combustion occurred very little car.

  The car, the car is bought, scratch

 The car was scraped scraped is constant some thing, but sometimes the repair costs are very high, a luxury car, the body was drawn tens of centimeters cut, spray paint to thousands of yuan. But not all cars are necessary scratch risks, for example, some low-end car claims only spend three, four hundred yuan, premium to nearly 300 yuan. But for a new car and luxury car, buy scratch insurance is a wise choice.

 In addition, broken glass in general there are three types of insurance: the road was splashed small stones crushed; broken side glass, stolen goods inside the vehicle; falling objects, smashed the front or rear windshield. Breakage of glass is suitable for new cars and luxury cars, especially high-grade car, because the glass is more expensive.

  Whole vehicle pilfer

 Many owners of residential community policing is not good, no parking, fixed in addition, some frequently stolen cars, the best insurance pilfer. The insurance company will raise rates or limit coverage on some models, usually pilfer implement 20% absolute 免赔率, even bought a non deductible insurance will not work. Of course, if installed anti-theft devices, car can reduce the premium.

  Insurance experts, save time and worry

 For auto purchase, the owner is not necessary to"EverythingThrough ", can help the professional agent. Professional agents, can provide the inquiry, the explanation of the insurance clauses, insurance insurance formalities process guidance, auto accident report, damage, claims and insurance annual consulting business, the owners save time and worry.

  Believe that after buying insurance have a spectrum.