Nanning City Guangxi district (city), the basic conditions of second-hand housing provident fund loans
Created:
/Author:
Aaron Lewis
District provident fund and Nanning City (city) the basic conditions for provident fund loans:
Are required to pay for more than 6 months.
Two kinds of loan limit is different:
1 District: in general, pay, the loan limit is 400000 yuan, if (a) single worker month paid (including unit) housing provident fund amounted to 1500 yuan (contain) above, the maximum amount of loans extended to 500000 yuan; (two) the couple paid housing provident fund (including the units) and more than 2000 yuan (inclusive), the maximum amount of loans extended to 600000 yuan.The first set of loans: as long as no in District provident fund loan, the loan can be first.Note: 500000 lines only single.
2, municipal: general is 400000, but the workers to meet the housing provident fund amounts (including unit) in 800 yuan of above
deposit, and continuous time up to 6 months (including 6 months) above, housing provident fund individual housing maximum loan to 500000 yuan.The first set of loans: and ordinary commercial loans can identify housing loans.
Specific to how much credit to consult the relevant staff, which have a relationship with monthly income, deposit, bank credit, loan period.
In addition:
Has the use of provident fund loans and housing service life of not more than 30 years!
Commercial loans, not for provident fund loans, according to the first loan policy for provident fund!
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