The basic rate the execution of the current insurance is divided into 42 kinds, the family car, non operating passenger cars, trucks, buses, non business business business trucks, special vehicles, motorcycles and tractors and other eight categories and 42 types of car insurance rates are not the same. But to the same type, the implementation of unified price.

For motor insurance to pay strong, according to the different displacement are divided into three categories, of which the annual premium 50CC and below capacity is 80 yuan, 50CC-250CC (including) the annual premium of 120 yuan, more than 250CC and the sidecar is required annually for 400 yuan. In the accident compensation, also referring to motor vehicle traffic accident liability compulsory insurance liability limits are determined, the responsibility for compensation limit for 122000 yuan, no fault compensation limit for 12100 yuan.

At the beginning of this year, for the smooth implementation of compulsory insurance system to ensure that the national "motorcycle to the countryside" policy and the motorcycle, maintain the interest of the insured person, the China Insurance Regulatory Commission has issued the "notice concerning motorcycle cross strong insurance related work" (referred to as the "notice"), in addition to compulsory insurance of motor (compulsory insurance) insurance services. And business regulation make provisions, also explore the motorcycle cross strong insurance rates.

"Notice" requirements, all actively to explore the development of local conditions for motorcycle insurance to pay strong area rate factor. Area rate factor of floating up and down temporarily shall not be higher than the standard motorcycle insurance to pay strong basic rate 30%. As with ordinary car owners of record, good will also get some discount rate on renewal.

In addition, the motorcycle compulsory insurance and commercial insurance premiums low, can claim rate has been high, individual insurance institutions often take the motorcycle insurance to pay strong serious losses on the grounds, refused to delay or forced tying insurance, commercial insurance contract. This "notice" provisions, since February 1, 2010, such as the discovery of the insurance company for any reason limiting motorcycle compulsory insurance underwriting, according to the law to limit its insurance business in the national scope.