"Motor vehicle traffic accident liability compulsory insurance Ordinance third stipulates:" said motor vehicle traffic accident liability compulsory insurance Ordinance, refers to the insurance company to the insured motor vehicle road traffic accidents caused by the vehicle, the insured outside of the victim's personal injury, loss of property, be compulsory liability insurance compensation at the limits of liability." In practice, has been controversial for the provisions of the personal injury damages include whether the mental damage. The Supreme People's court people a court at the request of Anhui Province Higher People's Court Reply in a clear.

   The letter says: "" motor vehicle traffic accident liability compulsory insurance regulations "provisions of article third of the" personal injury "caused by damage to include property damage and mental damage. The compensation of mental injury and material damage in the compulsory liability insurance limit in order to request for compensation, shall have the right to choose. Who have the right to claim the priority of compensation for spiritual damages, compensation for damage to materials in part by the lack of commercial third party liability insurance compensation.

Attached letter:

      The Supreme People's Court on the properties of Lu'an branch company and Li Fuguo road traffic accident damage compensate dispute situation reply

                                  (2008) the people He Zi No. twenty-fifth reply

    The Anhui Provincial Higher People's court:

    You in the hospital (2008) and Anhui people He Zi No. nineteenth "about Bao Lu'an branch and Li Fuguo, Lu Shiping, Zhang Dongze, Lu'an Zhenghong candy factory road traffic accident damage compensation dispute case report" received. Through research, the following reply:

    "Motor vehicle traffic accident liability compulsory insurance regulations" provisions of article third of the "personal injury" caused by damage to include property damage and mental damage.

    The compensation of mental injury and material damage in the compulsory liability insurance limit in order to request for compensation, shall have the right to choose. Who have the right to claim the priority of compensation for spiritual damages, compensation for damage to materials in part by the lack of commercial third party liability insurance compensation.

    This complex

                                                    The Supreme People's Court of the people's Republic of China

                                                         Two thousand and eight years in October 16th