Special tips:In order to fully protect your rights, please read the terms carefully. Motor vehicle traffic accident liability compulsory insurance is to provide you with the basic guarantee to the victim damage compensate responsibility risk caused by traffic accidents. Every vehicle only for a motor vehicle traffic accident liability compulsory insurance, please do not repeat insurance.

In the insurance policy, you can cover other motor vehicle insurance.

Vehicle compulsory traffic accident liability insurance clause

PICC clause No. [2006]1

The total Then

Article 1According to "the people's Republic of China Road Traffic Safety Law of the people's Republic of China", "insurance law", "motor vehicle traffic accident liability compulsory insurance regulations" and other laws and administrative regulations, the enactment of this provision.

Article secondMotor vehicle traffic accident liability compulsory insurance (hereinafter referred to as the compulsory insurance) contract by the clauses and insurance, insurance policy, endorsement and special agreement together. Where a relevant and cross strong insurance contract, it shall be made in written form.

Article thirdThe rate of compulsory insurance practice and the insured motor vehicle traffic safety violations, traffic accident records associated with the floating mechanism.

Sign the insurance contract, the insured shall pay once for all insurance premium. The insurance premium according to China Insurance Regulatory Commission (hereinafter referred to as approved by the CIRC) cross strong insurance rates.

SetRighteousness

Article fourthCross strong insurance contract insured refers to the legal driving the insured and permitted.

The insured refers to set interchange insurance contract and insurance, and in accordance with the contract is obligated to pay insurance premium obligation of all people, management.

Article fifthCross strong insurance contract in the victim is a result of the insured motor vehicle traffic accidents suffered casualties or property losses, but does not include the insured motor vehicle in the car, the insured persons.

Article SixthStrong cross the limits of liability insurance contract refers to the insured motor vehicle traffic accidents, the maximum amount of compensation insurer to the people all the time the insurance accident casualties and property losses. Limitation of liability for death and disability compensation compensation quota limits, medical expenses limit, property damage compensation limit and the insured has no liability in road traffic accidents. Limit compensation in which no responsibility can be divided into non disability compensation liability, death is not responsible for medical expenses limit and no liability for property loss limit.

Article seventhCross strong insurance contracts in the rescue expenses refers to the insured motor vehicle traffic accident causes the victim to injury, medical institutions for vital signs is not stable and the stable vital signs but if you do not take treatment measures will have dangerous life, disability, or organ function obstacle course, or lead to significantly prolong the victim, refer to the competent health department of the State Council shall formulate accident personnel trauma clinical guidelines and national basic medical insurance, the measures taken to deal with the necessary medical expenses.

Insurance liability

Article eighthIn the territory of the people's Republic of China (excluding Hong Kong, Macao, and Taiwan regions), the insured is a traffic accident insurance of motor vehicles in use, thus causing human casualties or property losses of the victim, should assume by insurant damage compensation responsibility in accordance with law, the insurer when the accident responsible for compensation in the following compensation limit according to insurance contract:

(a) death and disability compensation limit for 110000 yuan;

(two) limit compensation for medical expenses for 10000 yuan;

(three) quota compensation for property losses of 2000 yuan;

(four) the insured has no responsibility, no responsibility for death and disability compensation limit for 11000 yuan; is not responsible for medical expenses limit for 1000 yuan; no liability for property loss limit is 100 yuan.

Death and disability compensation limit and no limit of liability for death and disability compensation for responsible for compensation for funeral expenses, death compensation, relatives of the victims for the funeral expenses of the transportation costs, disability compensation, disability AIDS fees, nursing fees, fees, transportation fees, rehabilitation is dependent for living expenses, accommodation costs, delay costs, mental damage the insured in accordance with the judgment of the court or the mediation undertaken solatium.

Medical treatment charge compensation limit and is not responsible for medical expenses limit under the charge of compensation for medical expenses, medical expenses, hospitalization fee, hospital food subsidies, necessary, reasonable follow-up treatment costs, plastic surgery, nutritional costs.

Advance and recovery

ArticleNineArticleThe insured motor vehicle in the (a) to (four) the traffic accident one case, cause the victim to rescue the injured, the insurer after receiving written notice and medical institutions the traffic administrative department of the public security organs issued by the rescue expenses list, verify the administrative department of health under the State Council formulated by the traffic accident staff clinical guidelines for the diagnosis and treatment of trauma and the national basic medical insurance standard. In line with the provisions of the rescue costs, insurance in medical expenses limit of indemnity in advance. The insured has no liability in traffic accidents, the insurance people to advance in the non responsibility for medical expenses limit. For other losses and costs, the company shall not be liable for payment and compensation.

(a) did not obtain a driver's driving qualifications;

(two) the driver drunk;

(three) the insured motor vehicle theft and robbery of the period;

(four) the insured deliberately causes a traffic accident.

To pay the rescue expenses, the insurer has the right to recover the injurer.

Exemption from liability

Article tenthThe following losses and expenses, cross strong insurance is not responsible for compensation and pay the:

(a) intentionally caused by the victim of the traffic accident loss;

(two) the insured property and the insured motor vehicle property loss;

(three) the insured motor vehicle traffic accidents, resulting in the victim closure, suspended, power, water, gas stop, stop, communication or network outages, data loss, voltage change caused by the loss of property and the victim due to market price changes caused by the depreciation, repairs after the value of the loss and other indirect losses;

(four) for the cause of traffic accident arbitration or litigation expenses and other related expenses.

During the period of insurance

Article eleventhExcept as otherwise provided by the laws, administrative regulations of the state, during the period of insurance compulsory insurance contracts with insurance for one year, beginning and ending time for quasi single stated.

The insured, the insured obligations

Article twelfthThe applicant, shall truthfully fill in the application form, disclosure of important matters to the insurer, and the insured motor vehicle driving license and driving license copy. Important issues include vehicle type, brand type, identification code, number, use the properties and the vehicle owner or manager's name (name), gender, age, residence, ID card or driver's license number (organization code), other matters before the renewal of motor vehicle accidents and CIRC provisions the.

The insured fails to truthfully inform the important matters, the insurance fee calculation influential, the insurer shall re approved insurance fee collection policy year.

Article thirteenthSign the insurance contract, the insured shall in addition to the insurance clauses and insurance rates, the additional requirements to the insurer.

Article fourteenthThe insured or the insured motor vehicle, shall provide an annual cross strong insurance policy.

Article fifteenthIn the period of validity of the insurance contract, the insured motor vehicle for refitting, install, use nature changes lead to increase in the degree of risk, the insured shall notify the insurer, and to revise procedures. Otherwise, the insurer shall re approved insurance fee collection policy year.

Article sixteenthThe insured motor vehicle traffic accident, the insured shall take timely rescue and protection measures are reasonable, necessary, and timely notification after the accident insurance.

Article seventeenthAfter insurance accident happens, the insured shall actively assist the insurer in field investigation and accident investigation.

Occurrence and insurance related arbitration or litigation, the insured shall notify the insurer in writing promptly.

Treatment of claim

Article eighteenthThe insured motor vehicle traffic accidents, by the insured to the insurer for the compensation insurance. The insured claim, the insurer shall provide the following materials:

(a) cross strong insurance policy;

(two) the insured claims issued by the book;

(three) were valid identity insurance and the victim, was proof of license and driving people insurance motor vehicle driving license;

(four) the certificate issued by the traffic control department of the public security organ or the people's Court of accident, issued by institutions such as the relevant legal documents and other evidence;

(five) the insured according to the provisions of relevant laws and regulations to choose negotiation way of handling traffic accident shall be provided in accordance with the "situation, the traffic accident traffic accident management procedures" provisions of the agreement;

(six) the property loss degree certificate, personal disability degree certificate, relevant medical certificates and related documents list of losses and expenses;

(seven) other and confirm the property of insurance accident, reason, loss and other material relevant to.

Article nineteenthAfter insurance accident happens, the insurer in accordance with the contract, the scope of compensation, the relevant state laws and regulations and standards and cross strong insurance contract, and according to the health administrative department of the State Council formulate accident personnel trauma clinical guidelines and national basic medical insurance, the amount of compensation for personal injury in cross strong insurance liability limit within the.

Article twentiethCause bodily injury because of insurance accident, has not agreed to in writing by the insured, the insured to promise or pay the amount of compensation, the insurer has the right to in insurance liability limit re approved.

Because the insurance accident damage to the property in need of repair, the insured shall jointly with the insurer in repair of the inspection, repair or project consultation, and the cost of replacement. Otherwise, the insurer has the right to in insurance liability limit re approved.

Article twenty-firstThe insured motor vehicle relates to the victims were injured in the traffic accident, for rescuing the victims to the insurer to pay the rescue expenses, the insurer after receiving written notice and medical institutions the traffic administrative department of the public security organs issued by the rescue expenses list, verify the public health under the State Council department in charge of organizing the formulation of traffic accident trauma clinical guidelines and national staff the basic medical insurance standard. In line with the provisions of the rescue costs, the insurer to pay the medical expenses of compensation limit. The insured has no liability in traffic accidents, the insurer to pay in the absence of liability for medical expenses limit.

Contract modification and termination

Article twenty-secondIn cross strong insurance within the validity period of the contract, the insured motor vehicle ownership transfer occurs, the insured shall notify the insurer, and handle cross strong insurance contract change procedures.

Article twenty-thirdIn the following three kinds of circumstances, the applicant may request to terminate the insurance contract:

(a) the insured motor vehicle is in accordance with the cancellation of registration;

(two) the insured motor vehicle shall stop;

(three) the insured motor vehicle by public security authorities confirmed loss.

Cross strong insurance contract, the insured shall timely return of insurance, insurance mark insurance; unable to return the insurance mark, shall explain the situation to the insurer, the consent of the consent of the insurer.

Article twenty-fourthOccurrence of "motor vehicle traffic accident liability compulsory insurance regulations" listed on the insured, the insurer lift cross strong insurance contract situation, the insurer shall collect from the daily rate of the commencement of the insurance liability to the date of termination of the contract the date of the period of insurance.

AttachedThen

Article twenty-fifthDue to the performance of cross strong insurance contract dispute, the contract the parties to resolve.

If no agreement is reached through consultation, submitted to the Arbitration Commission for arbitration of insurance stated. The insurance policy does not specify an arbitration institution or after the occurrence of the dispute did not reach an agreement on arbitration, can sue to people court.

Article twenty-sixthCross strong insurance contract dispute applicable laws of people's Republic of china.

Article twenty-seventh This clause matters, carried out in accordance with the "motor vehicle traffic accident liability compulsory insurance Ordinance".

Motor vehicle traffic accident liability compulsory insurance Ordinance

The people's Republic of China State Council Decree No. 462nd

ManeuverThe carThe compulsory traffic accident liabilityInsuranceThe regulations "has been March 1, 2006 127th standing meeting of the State Council, and is hereby promulgated, shall enter into force as of July 1, 2006 　Premier Wen Jiabao
Two hundred six years in March 21st

　　Motor vehicle traffic accident liability compulsory insurance Ordinance

Chapter I General Provisions

Article 1 in order to protect the motor vehicle road traffic accident victims to receive compensation, promote road traffic safety, according to "the people's Republic of China Road Traffic Safety Law of the people's Republic of China", "insurance law", the enactment of this ordinance.

The owner or manager of motor vehicle second on the road within the territory of the people's Republic of China on, should be in accordance with the "Regulations of the people's Republic of China Road Traffic Safety Law" of the insured motor vehicle traffic accident liability compulsory insurance.

Compulsory motor vehicle traffic accident liability insurance, compensation and supervision and management, application of this ordinance.

Third of the Ordinance referred to motor vehicle traffic accident liability compulsory insurance, refers to the insurance company to the insured motor vehicle road traffic accidents caused by the vehicle, be casualties, property loss insurance victims except the people, mandatory liability insurance compensation within the limit of liability.

Article fourth the insurance supervision and administration department under the State Council (hereinafter referred to as the CIRC) in accordance with the motor vehicle traffic accident liability compulsory insurance business of insurance company supervision and management.

The traffic department of agricultural management, public security organs (agricultural machinery) departments (hereinafter referred to as the vehicle management department) shall conduct supervision and inspection on the vehicle to participate in the compulsory motor vehicle traffic accident liability insurance situation. The motor did not participate in the compulsory motor vehicle traffic accident liability insurance, motor vehicle management departments shall not register, the motor vehicle safety and technical inspection agency shall not be tested.

Traffic management departments of public security organs and the traffic police in theSurveyDealing with violations of road traffic safety and road traffic accident, it shall check the motor vehicle traffic accident liability compulsory insurance mark.

　Chapter second insurance

Fifth Chinese funded insurance company (hereinafter called the insurance company) as approved by the CIRC, can be engaged in the business of compulsory motor vehicle liability insurance.

In order to ensure the implementation of the compulsory motor vehicle traffic accident liability insurance system, the China Insurance Regulatory Commission has the power to require the insurance company engaged in the business of compulsory motor vehicle liability insurance.

Without the approval of CIRC, any unit or individual shall not engage in the business of compulsory motor vehicle liability insurance.

Sixth where a motor vehicle traffic accident liability compulsory insurance unified insurance clauses and insurance rates. China Insurance Regulatory Commission Rate principle approval of insurance no profit no loss in accordance with the motor vehicle traffic accident liability compulsory insurance business in general.

China Insurance Regulatory Commission in the examination and approval of insurance rates, can employ the specialized agencies for assessment, may hold a hearing to listen to public opinion.

Motor vehicle traffic accident liability compulsory insurance seventh insurance company business management, should be separated from the rest of the insurance business, independent accounting.

The CIRC shall motor vehicle traffic accident liability compulsory insurance business of insurance company verification of the situation, and to the public; according to insurance of motor vehicle traffic accident liability compulsory insurance business overall profit or loss situation, may require or allow insurance companies to adjust the insurance premium.

The adjustment of insurance premium rate is larger, the CIRC shall conduct the hearing.

Eighth of the insured motor vehicle has no illegal act of road traffic accidents and road traffic accidents, the insurance company should reduce the rate of insurance premium in the next year. In the next year, the insured motor vehicle still has no illegal act of road traffic accidents and road traffic accidents, the insurance company shall continue to reduce the rate of insurance premium, until the minimum standard. The insured motor vehicle road traffic safety violations or road traffic accident, the insurance company should improve its premium rate in the next year. Repeated violations of road traffic safety, road traffic accidents, or the occurrence of major road traffic accident, the insurance company shall raise its insurance premium rate. The insured in the road traffic accidentNo fault, not raise its insurance rates. Lower or raise the insurance premium standard, by the China Insurance Regulatory Commission jointly with the public security department under the State Council shall establish.

Article ninth the China Insurance Regulatory Commission, public security departments of the State Council, the State Council in charge of agriculture and other departments concerned shall gradually establish the sharing mechanism of information related to motor vehicle traffic accident liability compulsory insurance, illegal act of road traffic safety and road traffic accidents.

Tenth the applicant shall select have engaged in motor vehicle traffic accident liability compulsory qualification insurance of the insured, the insurance company is selected shall not refuse or delay the underwriting.

The CIRC shall have engaged in the compulsory motor vehicle traffic accident liability for insurance to the public.

Eleventh the applicant, shall truthfully inform the important matters to the insurance company.

Important issues include vehicle type, brand type, identification code, the license plate number, and the use of nature the vehicle owner or manager's name (name), gender, age, residence, ID card or driver's license number (organization code), other matters before the renewal of motor vehicle accidents as well as required by the circ.

The twelfth sign of motor vehicle traffic accident liability compulsory insurance contract, the insured shall pay once for all insurance; insurance company shall issue an insurance policy, insurance to the insured. The insurance policy, insurance mark shall indicate the policy number, license plate number, period of insurance, the insurance company name, address and telephone number of claims.

The insured shall place the label of insurance in the insured vehicle.

The insurance sign pattern of national unity. The insurance policy, the insurance sign by the CIRC. Any unit or individual shall not be forged, altered or forged, altered insurance, the insurance mark.

The thirteenth sign of motor vehicle traffic accident liability compulsory insurance contract, applicant shall not apply outside of the insurance clauses and insurance rates, the additional requirements to the insurance company.

A motor vehicle traffic accident liability compulsory insurance contract, the insurance company shall not force the insured to sign insurance contracts and proposed additional requirements.

Article fourteenth the insurance company may terminate the compulsory motor vehicle traffic accident liability insurance contract; however, the applicant fails to truthfully inform obligation except on important issues.

The applicant fails to perform the duty of disclosure of important matters, the insurance company to terminate the contract, shall notify the applicant, the applicant shall truthfully inform obligation within 5 days from the date the notification is received; the insured in this period of time to perform such obligation, the insurance company shall not rescind the contract.

Article fifteenth insurance company to remove the motor vehicle traffic accident liability compulsory insurance contract, shall withdraw the insurance and insurance mark, and notify the administration departments of motor vehicles.

Sixteenth the applicant may terminate the compulsory motor vehicle traffic accident liability insurance contract, except for the following circumstances:

(a) the insured motor vehicle is in accordance with the cancellation of registration;

(two) the insured motor vehicle shall stop;

(three) the insured motor vehicle by public security authorities confirmed loss.

Seventeenth where a motor vehicle traffic accident liability compulsory insurance contract, the insurance company shall, in accordance with the contract the responsibility of insurance.

The termination of the contract, the insurance company can collect from the insurance liability to the date to the date of termination of the contract of insurance, the remaining part of the insurance premiums shall be returned to the applicant.

The eighteenth is the transfer of ownership of motor vehicle insurance, shall go through the formalities for motor vehicle traffic accident liability compulsory insurance contract change procedures.

Nineteenth where a motor vehicle traffic accident liability compulsory insurance contract, the insured shall timely renewal, and provide an annual insurance policy.

The twentieth period of motor vehicle traffic accident liability compulsory insurance for 1 years, but one of the following circumstances, the applicant may insure short-term motor vehicle traffic accident liability compulsory insurance:

(a) the overseas motor vehicle temporary entry;

(two) the vehicle traveling on the road temporarily;

(three) the vehicle from the provisions of the retirement period less than 1 years;

(four) other circumstances stipulated by circ.

　　The third chapter compensation

Article twenty-first the insured motor vehicle road traffic accident caused by the victim, the personnel casualty, loss of property insurance of people outside, by insurance companies in accordance with the law in the motor vehicle traffic accident liability compulsory insurance liability limits the scope of compensation.

The road traffic accident damage was deliberately caused by the victim, the insurance company shall not compensate.

Article twenty-second in any of the following circumstances, the insurance company compulsory insurance liability limits the scope of pad in the motor vehicle traffic accident liabilityPay the rescue expenses, and have the right to recover the injurer:

(a) did not obtain a driver's driving qualifications or drunk;

(two) the insured motor vehicle theft and robbery of the period;

(three) the insured deliberately causes a traffic accident.

　　One of the circumstances listed in the preceding paragraph, the occurrence of road traffic accidents, causing the victimProperty loss, the insurance company does not assume liability to pay compensation.

Twenty-third where a motor vehicle traffic accident liability compulsory insurance unified liability limit nationwide. Limitation of liability for death and disability compensation compensation quota limits, medical expenses limit, property damage compensation limit and the insured has no liability in road traffic accidents.

Motor vehicle traffic accident liability compulsory insurance liability limit by the China Insurance Regulatory Commission jointly with the public security department under the State Council, the state health department, the State Council formulated by the competent department of agriculture.

Article twenty-fourth country to set up the road traffic accident social reliefFund(hereinafter referred to as the rescue fund). Any of the following circumstances, personal injury victims of road traffic accidents in the funeral expenses, the cost of some or all of the rescue, the rescue fund to advance, rescue fund management institutions have recourse to the responsible person of the road traffic accident:

(a) to save costs more than the motor vehicle traffic accident liability compulsory insurance liability limit;

(two) the vehicle did not participate in the motor vehicle compulsory liability insurance of traffic accident;

(three) motor vehicle accident.

Including the source twenty-fifth rescue fund:

(a) extracted according to a certain proportion of motor vehicle traffic accident liability compulsory insurance of insurance funds;

(two) for not in accordance with the provisions of the insured motor vehicle traffic accident liability compulsory insurance of motor vehicle owner, manager of fine;

(three) rescue fund management institutions in accordance with the law to the road traffic accident responsibility compensation funds;

(four) rescue fund fruits;

(five) other funds.

Specific measures for the management of the twenty-sixth rescue fund, by the financial department of the State Council jointly with the public security department under the State Council, the China Insurance Regulatory Commission, the State Health Department of agriculture of the State Council, the departments in charge of the trial.

Article twenty-seventh the insured motor vehicle road traffic accident, the insured or the victims notify the insurance company, the insurance company shall give a reply immediately, inform the insured or the matters related to the specific compensation procedures.

Article twenty-eighth the insured motor vehicle traffic accidents, by the insured to the insurance company for compensation insurance. An insurance company shall, within 1 days after receiving the application for compensation, written to inform the insured need to provide insurance and compensation of the relevant proofs and materials.

Twenty-ninth an insurance company shall, within 5 days from receipt of the insured to provide evidence and information of the day, make assessment of whether to liability insurance, and will notify the insured; do not belong to the insurance liability, it shall make a written explanation; on the part of the insurance liability, and 10 days after the insured a compensation insurance agreement, compensation insurance.

Article thirtieth the insured and the insurance company has any dispute over the compensation, may apply for arbitration or bring a lawsuit to the people's court according to law.

Article thirty-first insurance companies paid indemnities to the insured, or directly to the victim compensation insurance. However, because of the need to rescue the injured to the insurance company to pay or pays rescue expenses, insurance companies in a traffic control department of the public security organ shall timely notification, the check to the medical institutions to pay or pay the rescue expenses.

Because of the need to rescue the injured rescue fund management institution pays rescue expenses, rescue fund management institutions in a traffic control department of the public security organ shall timely notification, after checking the advance to the medical rescue expenses.

Thirty-second medical institutions should be related to clinical guidelines with reference to the State Council formulated by the competent department of health, treatment, rescue the personnel injured in road traffic accidents.

Article thirty-third the insurance company compensation insurance or pay the rescue expenses, rescue fund management institution pays rescue expenses, need to relevant departments, medical institutions to verify the situation, the relevant departments, medical institutions should cooperate.

Article thirty-fourth insurance companies, rescue fund management agency personnel shall keep confidential to Party's privacy.

The thirty-fifth road projects of compensation for traffic accident damage and standards in accordance with the provisions of relevant law enforcement.

　The fourth chapter penalties

Article thirty-sixth without the approval of CIRC, illegally engages in the business of compulsory motor vehicle liability insurance, by the CIRC shall be banned; constitutes a crime, shall be investigated for criminal responsibility according to law; if no crime is constituted, shall be confiscated of the illegal income, illegal income of more than 200000 yuan, and 1 times the illegal income more than 5 times the amount of insufficient; no illegal income or the illegal income 200000 yuan, a fine of 200000 yuan of above 1000000 yuan of the following.

Article thirty-seventh insurance companies will be permitted to engage in the business of compulsory motor vehicle liability insurance without insurance, by the CIRC shall order it to make corrections, shall be ordered to refund the premium, confiscate the illegal income, illegal income of more than 100000 yuan, and 1 times the illegal income more than 5 times the amount of illegal income or insufficient; no illegal income 100000 yuan 100000, impose a fine of 500000 yuan; if it fails to do so or causing serious consequences, shall be ordered to suspend business for rectification or revoke the license to carry on insurance business.

Thirty-eighth where an insurance company violates the provisions of these regulations, any of the following acts, by the CIRC shall order it to make corrections, impose a fine of 50000 yuan and 300000 yuan; if the circumstances are serious, can limit the scope of business, shall be ordered to stop accepting new business or revoke the license to carry on insurance business:

(a) refuse or delay the insured motor vehicle compulsory liability insurance of traffic accident;

(two) are not in accordance with the unified insurance clauses and insurance rates in motor vehicle traffic accident liability compulsory insurance business;

(three) is not the business of compulsory motor vehicle liability insurance and other insurance business separate management, separate accounting;

(four) a commercial insurance contract enforcement of the insured;

(five) lift the motor traffic accident liability compulsory insurance contract in violation of the provisions of the;

(six) refuses to perform the agreed compensation insurance obligations;

(seven) is not in accordance with the provisions of timely payment or advance to save costs.

Article thirty-ninth the vehicle owner, managerNot in accordance with the provisions of the insured motor vehicle traffic accident liability compulsory insuranceBy the traffic control department of the public security organ, detain the vehicle, notify the owner of the motor vehicle management, in accordance with the provisions of the insured, a fine of 2 times the Department in accordance with the provisions of the minimum liability limit shall pay the insurance premium.

All motor vehicles, management in accordance with the provisions of article of motor vehicle traffic accident liability compulsory insurance, motor vehicle shall be returned in time.

Fortieth where a motor vehicle on roadDo not place the label of insurance, traffic management department of the public security organ shall detain the vehicle, notify the party concerned to provide the insurance sign or go through the corresponding formalities, be given a warning or 20 yuan 200 yuan fine.

The parties concerned to provide the insurance sign or go through corresponding formalities, motor vehicle shall be returned in time.

Forty-first Whoever forges, alters or use forged, altered insurance mark, or use other motor vehicle insurance mark, be confiscated by the traffic control department of the public security organ, to detain the vehicle, 200 yuan 2000 yuan fine; constitutes a crime, shall be investigated for criminal responsibility according to law.

Corresponding lawful proof or makes up corresponding formalities, motor vehicle shall be returned in time.

　　The fifth chapter supplementary provisions

The forty-second purpose of the regulations:

(a) the insured, refers to the insurance company to make the compulsory motor vehicle traffic accident liability insurance contract in accordance with the contract, and is obligated to pay insurance premium obligation of all people, management.

(two) the insured, refers to the legal driving the insured and permitted.

(three) rescue costs, refers to the motor vehicle road traffic accident injuries, medical institutions clinical guidelines with reference to the State Council formulated by the competent department of health of vital signs, not smooth and although stable vital signs but if you do not take measures will have dangerous life, disability, or organ dysfunction, or cause the course was significantly prolonged the injured, the measures taken to deal with the necessary medical expenses.

The forty-third vehicles in theThe road outsideTraffic accident, cause personal injury, property damage compensation, these regulations apply.

Forty-fourth China people's Liberation Army and people's Armed Police Forces in the China vehicle to vehicle traffic accident responsibility compulsory insurance measures, shall be separately prescribed by the China people's Liberation Army and people's armed police forces China.

Article forty-fifth the vehicle owner, manager since the implementation of these regulations within 3 months from the date of the insured motor vehicle traffic accident liability compulsory insurance; insurance expired insurance commercial motor vehicle third party liability insurance, before the implementation of these Regulations shall be the insured motor vehicle, traffic accident is liability compulsory insurance.

Article forty-sixth of this Regulation shall be implemented as of July 1, 2006.

Motor vehicle traffic accident liability compulsory insurance clauses of PICC clause [2006]1 and cross strong insurance regulations

Motor vehicle traffic accident liability compulsory insurance clauses of PICC clause [2006]1 and cross strong insurance regulations

Motor vehicle traffic accident liability compulsory insurance Ordinance