Motor vehicle insurance since 10 days the city spread

Report from our correspondent (reporter Fu Yunyan correspondent Chai Zifeng) in the Changshan pilot vehicle insurance, 10 from the beginning of this month, to push the business in the city.

Electric car insurance by Peoples Insurance Company of China Qujiang branch underwriting, electric bicycle owners to buy insurance, if the "trouble", has led to third's property loss, medical expenses, the insurance companies to help "".

[six] with the electric vehicle related accidents

In 2013, our city electric vehicle caused deaths than motorcycles for the first time, caused 85 deaths. Electric bicycle accidents accounted for 65%.

According to the relevant institutions, each firm I sold about 1500000 vehicles, electric vehicles, the daily running on the road about daily car.

However, the electric vehicle has been in a "Stocking" state, the electric car insurance last year to Changshan County in the pilot.

[] the city to launch the third party liability insurance

Motor vehicle insurance cost is 100 yuan a year, the insurance is third party liability insurance. During the period of insurance, the owner and permitted legal driver accident insurance car in the use process, causes the third suffers from a personal injury or property damage directly, should economic liability by the owners to take in accordance with the law, the insurance company responsible for compensation.

"This and the motor vehicle compulsory insurance is similar." The city traffic police detachment an order brigade vice captain Du Yueming explained, the risk is that after the accident, to pay to the other party.

Coverage criteria for death and disability compensation for 80000 yuan, 8000 yuan for medical expenses limit. According to the different responsibility for the accident, had the absolute 免赔率, if it is the full responsibility, the owner can get insurance company claims 80%, if is a responsibility, may 95%. But when the accident deductible is 200 yuan. Police cited an example, Sally ride electric vehicles hit passer-by, full responsibility for Zhang, originally the insurance company to pay 1000 yuan, then deduct 200 yuan, plus the main responsibility, Xiao Zhang can pay 640 yuan to the passers-by from the insurance company. 200 yuan in damages, the insurance company is not responsible for.

[10 day business agent]

The reporter understands, this project is funded by Quzhou city electric vehicle circulation industry association (chips) and the city traffic police detachment propulsion. "Electric cars to buy insurance, to be a sign industry association producer." The association of the relevant person in charge Mao Jianguo introduced, the licensing fees for 28 yuan, a one-time payment, after a year without pay, the association will provide free maintenance for brand car. The registration fee will be used to build a vehicle related database, some large electric car sales can insurance agents, like three Qu road green, new, Morach, etc. HARTING point of sales from the beginning of 10 can be bought.

In addition to the new car, the old electric cars can also buy insurance, buy to bring ID.