In the impression of people, consumers to buy a car, a one-time payment (bid vehicle) should be cheaper, but the fact is that mortgage cheaper.How is this possible? Is engaged in the automobile financial industry for 5 years, Mr. Qu give you the answer.
According to Mr. Qu said: "the existence of such a phenomenon.Consumer mortgage purchase, the price is low, but with the late payment fees, interest and other costs, the 4S store would give you the preferential price earned back.Whether it is a car manufacturers or the Bank launched the automobile consumption financial car loan, consumers should understand that 'whatever', make clear the advantages and disadvantages of different car loan business, for the most cost-effective business is true."
Remove the fees, mortgage to buy a car in the 4S store, but also pay a fair mortgage fees (according to the models, 500 - 1000 yuan), another new car insurance, must be pilfer, risk of spontaneous combustion, glass insurance and other insurance.
In recent years, the consumption pattern of financial mortgage to buy a car, already deep into the hearts of consumers.At present, the automobile finance mortgage market is flourishing, each big car brand of the financial companies have launched a variety of automobile consumption financial car loan policy, major banks to seize the emerging market also dished out all kinds of auto loan business.
Today, consumers purchase a car, almost all automobile brand 4S shops to provide mortgage services.4S stores to provide auto finance mortgage can be divided into two kinds, one kind is the financial services policy of automobile manufacturers main push, such as BMW finance, public finance, gac-sofinco, which has the advantages of low interest rates, preferential.
Just a phone call, all vehicles can do ~ ~ let you buy a car without waiting for the stageContact person: ZhangTel: 13892896151QQ:26326288
Shoufu 30% models do not limitThe price is low (major 4S shops have cooperation)The procedure is simple (identity card account)
Low cost (40% lower than the 4S store)Low interest rates (the central bank benchmark interest rate)Soon the car (the car)
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