Mr. Lee in 2006 October the whole of the purchase of a commercial housing, and in 2007 March to the real estate certificate. In June this year, Mr. Lee also selected a good location, convenient transportation and commercial housing, a total of 600000. The set of housing owners ask Mr. Lee to buy this house with full payment way, and Mr. Li is currently only about 200000 of liquidity, is not open to borrowing money from a friend, how to do?

Through a friend, Mr. Lee found WIK Ansett company, hope that through the fast and convenient financing channels, professional mortgage consultant to guide, help him achieve their promotion plan. "WIK Ansett" professional financial adviser told Mr. Lee, now the Commercial Bank launched a project called "mortgage" loan products, is specifically for such as Lee of the customers, the mortgage loan amount of up to 80% 30 years. At the same time, customers in the process of "mortgage" business bank and the corresponding preferential policies, such as the borrower paid in full the purchase of the housing certificate date is within six months of commercial housing, the purchase before the borrowers housing no loans, the "mortgage" this set of full payment of housing can enjoy preferential interest rates downward float of 15%, only the borrower to provide their identity documents and proof of income can. Through the "mortgage" buy a house, customers can meet the financing needs, but also enjoy the equivalent to ordinary mortgage preferential interest rates, can shoot two hawks with one arrow. Finally, "WIK Ansett" through cooperative bank for Mr. Li to formulate a "mortgage" loans for the purchase plan, so that Mr. Lee to apply for the success of the 400000 20 year period of housing mortgage loans, Mr. Lee used the funds have got one's wish to buy his second sets of real estate.

Ms. Zhao has assigned a unit of 70 square meters of housing, and now the parents age higher action is not very convenient, so Ms Zhao wants to re purchase of a large area of more houses, the parents received side live together. Through the introduction of a friend of Ms. Zhao had three rooms, a Tongzhou in February this year the 119 square meters, the total price of 680000, Ms. Zhao was very satisfied with this house, but because the owners rush to spend money to get all 1629 one-time sale, while the funds of Ms. Zhao hands is not very abundant, so, in desperation finally to borrow money to buy a house all the money together, and in April this year, made real estate certificate.

Nadaofangchanzheng MS found "WIK Ansett", hope that through this house to lend some money to pay off the loan. "WIK Ansett" expert financial advisor for the Ms Zhao "tailor-made" "mortgage" this loan, the Ms Zhao previously purchased the housing collateral, to apply for the success of the 400000 25 year housing loans, not only solve the problem for all the money to buy a house before the debt owed, and enjoy the "mortgage" housing loan interest rates low, long life of preferential policies.

   Mortgage loans can be used to alleviate the financial pressure to buy a house after the full payment.

What is the mortgage loan?

Refers to the new houses or second-hand housing buyers, in the entire purchase, obtain property certificates within 6 months, apply to re submit "housing mortgage loans" to the bank financing business form.

How to go through the formalities
 Prepare documents
　　Valid proof of identity and proof of marital status file; proof of income; repayment on the bill; the house property card
 Handling process
　　Free consultation - signing - Evaluation - banks and bank credit, mortgage - lending to the borrower

Which are suitable for this business?

When the whole of the purchase of new premises, then money demand;
When the whole of the purchase of second-hand housing, then money demand;