In USA accident accident how do? This is a big problem related to money time about life, while 80% of the USA driver is said to have encountered such a thing, oh, a joke, drive in Losangeles who have never met an accident? Ha ha, meet is met, after? What to do?

   Here I want to say is not very serious accidents, only general collision, no casualties in the accident. The problem will not be great, as long as you buy insurance, but if no insurance, a word, you miserable!!

   In America novice on the road, a car after the first thing is to buy insurance! Three kinds of risks the most simple alternative. Single double insurance, risk, UN risk. Single insurance refers to the occurrence of accident responsibility in his time, the damage of the other party, injuries are by their own insurance companies for compensation, but their vehicle damage and personal injury insurance company on the matter. Double insurance refers to insurance responsibility in their own and the other to protect themselves, but each month bills much more expensive. The risk is that if UN was hit by a car, the other side is not insurance no driver's license even hit and run each other will not lose you, the lawyer is not accepted, then UN can compensate the car insurance and personal injury, of course, the more expensive!

   Nothing of the time will think it an insurance month to month to pay, the pressure is very big, when something happens to know, have insurance!!

   Once an accident (the following are two party present situation), do first, is its own on-site inspection. Mobile phone or camera or take the car, damage degree, collision angle, collision time signal, when the car position, where the line, the extent of the injury person, how many other car (very important).

   Calm down analysis, think about the liabilities of the other party or their own responsibility, responsibility, it is best not to call the police, against himself. The police uncle is also very busy, not to the best. If the liabilities of the other party, then don't softhearted, not bad for a while Kung Fu and the police uncle chat. Please call your car insurance broker, and he described after ask what recommendations, also can call his lawyer, if the lawyer versed in car accidents and human damage that would be great. First met the accident must listen to professional advice.

   Find the other driver license, exchange information and insurance information, the other side is not insurance, it must ask the policeman for help. Take down the license plate number. If the car is very serious, it is called trailer, do not call 911 someone called you. Not serious hit, clap bottom leave. After finding his own insurance broker, described the accident. The broker would like insurance companies report, report finished will take the initiative to provide repair place, why very wonder garage to call BODY SHOP?

   The car to SHOP, the manager will evaluate, on a good car thrown there, the manager will find a car rental company lend you the car travel, which do not have to worry about. Double insurance to buy, the insurance company responsible for the car, single risk to his own pocket. And then go home insurance company phone is ok. His insurance for the telephone, the other insurance for the telephone. Anyway, the thing about money. The accident did not win, only to lose, even if is the fault of the other party, after your insurance will increase, so it is careful driving.

   The car insurance is very annoying thing, especially when you decide to indemnities for personal injury to person, which should and hospitals hook, for many times, and then report, do the most for a 1800, money is many, the problem is couldn't afford to waste time.

    But if there is no insurance, accident, but still my responsibility, what would be the consequences? The answer is very horrible, license suspended for one year, a fine of at least one thousand, casualties, it not only to lose money, are more likely to go to jail!

   Old strict words vaguely was still in his ears, the car is iron tiger, one not careful you will be eaten. Remember remember!

   I wish you all the way of peace!