At present, the car has become the important traffic tools for modern people to go out, we choose their favorite car in the 4S store at the same time, also in the face of a see things in a blur staging market, then how this stage how markets? 4S staging, credit card installment, Guarantee Corporation staging what pattern? Now I come to you!

   The first stage: 4S shop 4S shop is a stage body mass trust most, cars are bought in the shop, then staging nature also is in store, it was such a big store will definitely not be a problem, if appear problem or to find, this is a common psychological mass. 4S shop installment does have its advantages, many stores have their own financial stage center, customer handling procedures is also more convenient, flexible, general is to provide identity information, store and query the client's credit record is good, not what malicious default information (for example: credit card repayment, repayment mortgage, there is no other loans) store can directly handle, staging a more flexible way: a year, two years. But the 4S shop loan interest is relatively high, generally is twice more than the bank interest, because the store from the bank in accordance with the national interest loans, intermediate re lending to customers is certainly a fee.

  Once the customer's credit problems, the proportion of credit card repayment is not normal, loans overdue situation, the shop is not for staging procedures, risk that customers do not repayment is relatively large, the 4S store sales will introduce such customers to the Guarantee Corporation, the Guarantee Corporation took over such customers, reached an agreement with the 4S store sales, go through the formalities for the customer, but the cost is relatively high, sell customers usually add a service charge, the guarantee fee, settled charges and a series of charges, the three kind of fees are generally 4S store sales to earn, customers early Shoufu pressure is greater.

  Followed by credit card installment: now China Merchants Bank credit card installment is quite powerful, enjoy the national interest is the direct bank management, for customers is a good thing, but the deficiency is, credit card installment for general models, limit the customer to buy cars, there is a credit card installment generally for loans to customers credit, usually can loan the price 70%, but credit card installment can according to the customer's qualification, considering issuing many loans, and each customer append GPS to guarantee bank risk.

  The GPS is a satellite positioning system, in the client management stage directly added in the customer's car, convenient banking supervision at any time to check the vehicle's whereabouts.

  The last stage is Guarantee Corporation: Guarantee Corporation is the cooperation with the bank, the bank does not for personal provide auto loans, automobile risk more, devaluation, banks choose to cooperate in order to avoid risks, problems from the Guarantee Corporation responsible for the. So the customer for the car stages have a cost, the guarantee fee, this is the only Guarantee Corporation to earn a fee, but the customer loan interest is the national interest. Guarantee corporation like 4S shop will be on the customer's credit to customer survey, but to do is wide, not like the 4S store so strict, then provide procedures, can apply for a week, to the 4S shop, car. If customers choose the Guarantee corporation management, it will save many intermediate expenses, (for example: service fee...)

  But the Guarantee Corporation and bank cooperation procedures to the requirements of customers is more also, the procedures are basically banks request, to provide identity cards, account of this, real estate certificate, compared to the 4S store may be a bit cumbersome, but customers with bank loans is relatively safe, repayment each month to the bank, and not Guarantee Corporation, the customers have a lot of misunderstanding.

  This we have a basic understanding of, several directions car stage market, so to choose will be more clear, the choice of what kind of car loan they have at the end of the market, a lot of message preached what 0 interest, 0 Shoufu are advertising, sheep wool in the sheep only, don't go to heaven diaoxianbing thing.

PS: I is a Guarantee Corporation, I find for auto loan installments, I'll give you a best price, also can at any time inquire, I'll explain for everybody, my telephone: 18629012727, our cooperation is the Bank of Shaanxi, bank credit Chinese two, thank you!