Many owners of a friend to ask about car insurance knowledge, some of the owners of friends mentionedInsurance is to beThe question, then, whether the insurance must be? What, what does not? Below, we have this problem, briefly unriddling for everybody.

Many of our owners friends know, automobile insurance can be divided into compulsory insurance and commercial insurance, the compulsory insurance is stipulated by the state must buy insurance, I believe that many owners friends all know, this is decided by the fact. If the owners friends and not for his car to pay compulsory insurance, so the car will not pass inspection, will not be able to hit the road. To the vast number of owners of friends bring many beat all the trouble, so, the majority of owners of a friend should comply with the relevant provisions of the state, timely cross strong insurance for your car.

Then the commercial insurance how? Commercial insurance is divided into the main risks and additional risks. The main risk is "commercial third party liability insurance", "car loss danger", "whole vehicle pilfer", "passenger liability insurance". Common additional risks "breakage of glass", "body scratch damage insurance", "spontaneous combustion risk of loss", "cargo liability insurance", "traffic accident compensation for spiritual damage insurance", "wade driving engine damage insurance", "non deductible insurance" etc.. In these specific categories, the provisions of the state to buy a car to buy "third party liability insurance", other insurance can decide. In simple terms, suggest that you buy some anti scuff risks when buying new cars, more practical. Like the vehicle ignition risks like is for older cars for new car, generally in more than 5 years old, can not be considered.

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