Attention should be paid to buy a house loan"Six don't"

Source:Real estate mortgage loans and mortgage - Shaanxi golden strong guarantee 

A, do not use provident fund loans

If the borrower in theLoanPrior to the extraction of provident fund savings balance is used to pay 1629, then you provident fund accounts provident fund balance is zero, so that your provident fund loan amount is zero, which means that you didn't apply for provident fund loans.

Two, in the loan within one year not early repayment

In accordance with the relevant provisions of the provident fund loans, the early repayment of loans should be presented in a year, and you should return the amount over 6 month repayment amount.

Three, do not forget to find those difficulties owing on the loan bank

When you are in the borrowing period repayment ability, and owing on the loan difficulties, not their teeth. Some of the bank's customers can propose to extend the loan period to apply to the bank, the bank investigation is true, and no default should be owing on the loan principal, interest, the bank will extend the loan period before you apply for.

Don't forget to inform obligation to rental housing, loans four

When you have collateral in the loan period rental housing, you must haveMortgageThe facts written to inform the lessee.

Don't forget to cancel the mortgage loans repaid after five

When you paid all the principal and interest of the loan, loan and mortgage discharge can the bank's real estate other Xiang Quanli proves that the first residential property in the District, county real estate trading center mortgage revocation.

Six, don't lose the loan contract and ious

To apply for a loan, the bank loan contract signed with you and I are important legal documents. As long as the loan, borrower, shall properly keep your contract and ious.
 

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