Loan business types

  • Created:
  • / Author: Aaron Lewis
 Personal consumption loans:With its own property mortgage loans, real estate loans built after 1990, the report was to assess the value of 70%, the lowest 50000 yuan, the highest 1500000 yuan, the longest period of 10 years. The implementation of the benchmark interest rate
Personal auto loan:Maximum loan amount for the assessment of the price 70%, the longest period of 3 years
Second-hand housing loan:The maximum loan amount to assess the value of 70%, loan period of 30 years, the first loan purchase 15% downward float interest rates in 1990, after the completion of the property
Personal credit loan:Lending by civil servants and institutions or above level staff, without collateral, guarantees to Ji'nan Hukou guarantor
Provident fund loans:Loans for provident fund balance of 15 times, the highest 300000 yuan, the longest period of 20 years