Autumn, many want to buy cars before the evening cool weather go to the 4S store to pick a car. The car to buy a hand, the next step is to give the car insurance insurance. The owners are seen this phenomenon, not clear what insurance should be covered. Some of the old owners complain that some insurance when the insured is too wasteful, think now, select the appropriate insurance combination is the hard truth. Today we are going to further understanding of different driving the choice of what kind of appropriate insurance portfolio.

   First, have a look of the new owner of automobile insurance should be guaranteed?

New car owners driving car on the road, certainly more or less will encounter collision, accident frequency is relatively high. Apart from the traffic control department of the public security force required to insure cross strong insurance, recommended novice owners insurance the following categories: body scratch insurance (the new owner will be insured risks) + commercial third party liability compulsory insurance (and somewhat similar, but cross strong insurance ability is limited, the accidents of great difficulty to cope with) + car personnel liability insurance (for passengers and drivers to bring security) + breakage of glass + non deductible insurance (of the insurance policy, the insurance company will pay the full owner in the accident costs). These are the most likely to use the insurance, is economical and can bring comprehensive protection to the owner and car.

    Secondly, to understand the old owners of automobile insurance should be guaranteed?

The driving experience of the old owners for the vehicle insurance is relatively have the discretion to reduce, the general minimum insurance is compulsory insurance + Che Sunxian plus commercial third liability insurance. However, although the old driver, there will inevitably be a traffic accident, in order to let oneself and passengers who will guarantee personal safety, the vehicle officers liability insurance or insurance.