Significance of detection of 1, as specified in the insurance contract, testing and vehicle repair after the race is different. For competition, the test vehicle belongs to the special purpose vehicle, shall go through the formalities for specialized insurance and non use of civilian vehicles in general. So, vehicle repair, in a certain place or during testing is a must, not because of the detection process will increase the insurance accident, and even lead to the exemption of insured liability. Since it is during the validity of the use of vehicles, but also in the period of insurance, the insurance company shall bear the liability insurance.

2, according to the actual situation to determine the repair, maintenance repair business places, maintenance caused insured vehicle damage insurance companies will assume insurance responsibility more appropriate. If you can to the repair site repair, and deliberately not to repair, the insurance company claim exemption or justified. For example, the insurance contract marked when insurance accident happens, the repair site location, according to the proximity and convenient principle, the owner should go and refused to go, the insurance company shall have the right to claim exemption.

However, in practice the situation is very complicated, for example, they can not agree repair places, or to the appointed repair place distance is not convenient, the owner shall have the right to choose the nearest to repair. Even to the spot repair, as long as the legitimate grounds, such as the accident happened suddenly, badly in need of repair after the return, can't easily from insurance company insurance liability.