Many owners after the accident atInsurance claimsIn the process, often encounter a variety of problems, will feelInsurance claimsSo, in fact, insurance is not difficult, Ming An insurance claim is actually very quickly. Cause insurance claims to such a situation, the objective is the difference of many insurance company's hardware and software, resulting in the owner subjectively and not familiar with the insurance claims process, in fact, to insurance claims quickly, can find a responsible insurance companies, the authors recommend Minanbao insurance, also the insurance claims process be familiar with. Insurance claims process can be divided into: report, survey, loss and the price, delivery of four main parts of documents, according to these steps, the claim is very simple.

Insurance claims promptly report: on 48 hours

    Buy a car owner in traffic accident is the first thing to do is to timely report to the insurance company as soon as possible in order to obtain insurance, should report to traffic police in 24 hours, if there are casualties, should immediately call the 120 emergency telephone. Complete these steps, notify the insurance company in 48 hours. The telephone car insurance to ensure 24 hours of auto report acceptance, the owners call the national unity calls 95512, survey members will rapidly to the scene surveying.

Insurance claims survey stage, the most important to protect the scene

   A report, the insurance company is responsible for the insurance claims survey members to the preliminary investigation, determine whether the insurance liability. Of course, the insurance companies to insurance claims the report telephone, in addition to rapid field surveying, the telephone car insurance also provides "7x24 hours non rescue" road traffic accident, providing repair and rescue service in time for the customer.

   Waiting for the insurance company insurance staff before the arrival, owners need to protect the accident site. If the protection field will cause traffic jams, the report to the police, traffic police department can agree to win situation, the vehicle first to the roadside waiting processing insurance claims personnel. Especially to the accident the traffic police department issued documents properly preserved, while their own as much as possible to take some complete accident scene photos, so that insurance claims as evidence.

The loss and the price of nuclear: key link of insurance claims

   In general, the unilateral accident damaged vehicles is not very serious, the insurance company insurance claims survey personnel can directly damage on the spot, the customers can be the vehicle repaired directly from. But if the vehicle is damaged seriously need a lot of dismantling to damage or multi accident damaged vehicles must, according to the insurance companies and the traffic police department request to set loss center claims.

    On the insurance after the scheduled loss, can be damaged to repair the vehicle repair plant. If the customer has to be to the 4S shop repair at loss when, must provide specialized 4S shop repair invoices after repair. The insurance company according to the final comprehensive conclusion loss survey, the price of nuclear is insurance claims.

Insurance claims the evidence and documents

   Auto insurance contract, the insured shall in the traffic administrative department of public security within 10 days the insurance accident closing date, necessary documents submitted to the insurance company accident. Because the insurance accident is divided into single vehicle accident, two car accidents, such as different types of car accidents, insurance is required to submit documents will vary accordingly, including insurance documents include: "notice", "danger", "car insurance single invoice", "care", "the construction of single single", "the bill of materials", "accident", "claims that statement".
Submit the insurance claims all of the documents, the owner has basically completed the insurance claims process, can be at ease for insurance companies for insurance indemnity notice.

  In addition, the owner but also the best time and insurance companies to communicate, to understand all the details in the insurance claims process. The telephone car insurance insurance customers, as long as the vehicle insurance customer service to call a telephone, can quickly query the claim schedule, so can claim insurance claims have a definite object in view, nature is more simple.