Insurance claimsThe most important consideration of insurance service quality, also the owner car insurance returns stage. In general,Insurance claimsSpeed and the speed of the service process in attitude can be seen, the insurance company is worth trusting. BecauseInsurance claimsIn relation to the owners of their own interests, must be taken seriously. The author of the insurance telephone car insurance, not onlyInsurance claimsSpeed, service attitude is very good, here recommended by the way.

Insurance efficiency is very important

Though bought insurance, but who do not want to own the car accident, but the accident is not controllable. Even with theInsurance claimsIn the event of an accident, psychology, it's not easy.

In theInsurance claimsIn the process, generally have the report, to the scene, damage, loss of several steps. The loss is the most time-consuming part. For small fault damage usually faster, many insurance companies commitment to society to improve insurance claims in aging, such as the telephone car insurance commitment "million yuan, 3 days payment", sometimes only one day to complete insurance claims. However, this is a double-edged sword. Because a plurality of link speed relates to insurance claims report, surveying, the collection of documents, compensation payments, require a high standard of work flow and efficiency monitoring method; any link problems, will affect the performance of the service commitment, but Minanbao in this insurance basically can do.

The loss of single is an important basis for insurance claims

In general, auto insurance claims will be damaged, repair price is auto repair required to pay. If the accident vehicle repair parts in insurance companies found new fault, the need to re charge, otherwise the loss single repair price as the insurance company needs to give the owner insurance indemnity basis.

Another danger rescue and insurance claims

If the owner of the car in place at the time of the accident, the vehicle owner should timely report, patiently waiting for the rescue and loss of personnel of the insurance company to arrive at the scene, to determine the insurance related matters. The owners not to repair the vehicle or the handcart, due to repair the car to change the scene of the accident to haul expansion caused the vehicle damage, insurance companies generally will not responsible for claims.

Therefore, when the car in place at the time of the accident, if the owner is convenient, can be the first time to take photographs of the scene by accident as insurance credentials. If the responsible insurance claims the loss will be difficult to do a good job accidents will be damaged during a predetermined time period, the owner can also through the photos and the actual repair document, the claim to the insurance company.

Personal accident to leave evidence

Insurance is not all owners love, especially some of the less serious accident. Rapid field processing is convenient both the accident, but the driver did not understand the "fast processing procedures and regulations" accident, think that as long as the responsible Fang Taoqian private on the end, even the police do not notice to the site, results in insurance claims on the very trouble.

Special tips:

1, the accident had better not private

Many owners like to buy insurance private after the occurrence of a traffic accident, the insurance company, insurance claims to think it a waste of time, would rather put the waste time and the other owners dispute rather than waitInsurance claims. The result is delayedInsurance claimsTime, and not to the party responsible for the accident compensation, have cannot say painstakingly. So when the accident happened, it is best not to the private, not to swallow insult and humiliation silently, must propose insurance claims to the insurance company.

2, after the accident, to protect the scene is the key

Sometimes double car collision, some owners worry about traffic jam, after failing to indicate the status of the scene of the accident cases, the car left the scene, then discuss the attribution of liability accident. If damaged in the amount of 2000 yuan, the owners can directly on the cross strong insurance claim. But the damage amount to more than 2000 yuan, and the loss will be unable to determine traces from the scene of the accident responsibility of accident, this can easily lead to the owners of division of responsibility for the accident dispute, after all, this relates toInsurance claimsPayment payment proportion. So the two sides under dispute, the insurance company is also very difficultInsurance claimsProcedures, they can only be mutually consume energy, but difficult to find one to the satisfaction of allInsurance claimsConclusion.