Case 1

    Suppose you are a novice, just borrowed a car (and maybe hire car), when practicing the car on the road, to hit your brother, you know, this car has three liability insurance, you will find the insurance claim?
    First of all, you should know what is the three liability insurance, third party liability insurance in full. What is the third? The third means in addition to the insurer and the insured, accident insurance vehicle causes the personnel or property insurance vehicles under the damages in the car under the victim. Popular speaking third is out of four kinds of people: the insurer, the insured, the car accident drivers and their family members, the insured person's family members.

   ★ ★ coping method: change the driver hit

Case 2

   If you have the car crash, but also full responsibility for you, the court sentenced compensate you cover the other party for the losses, damages, costs of disability.... How do you deal with?
    The insurance company is not complete and unconditional commitment "amount" compensate the insured shall pay in accordance with the provisions of law, but "approach to road traffic accidents" and the contract of insurance compensation. And clearly defined the terms, any mental damage caused by the accident insurance compensation liability exemption.

   ★ ★ coping methods: you should discuss with the other family, increase the economic loss compensation and disability compensation for the loss, as far as possible the mental compensation to a minimum, no better of course.

Case 3

   If you had the good fortune to crash, you are not to blame for this, while the other does not want to lose money, you can go to the insurance company claims?

   Can, but you must first claim to the third party, will it be possible to get the compensation of insurance company. If you give up the right to the third party claims, claim directly to the insurance company, the insurance company does not pay. Because you gave up to the third party the right of recovery, but also gave up the right to demand compensation from the insurance company.

     ★ ★ coping methods: must first find them lose, is the best proof of enforcement of court failed, then you can be in the right and self-confident for insurance companies, the rest of the mess while insurance companies go up!

Case 4

   A bad driver under the command of the JC, crashed into the fleeing criminals, the two cars collided, called a miserable ah, the insurance company will compensate him?
    Of course not, insurance clauses written as clear as noonday, intentional behavior is not in the list of pilot compensation, so only their own car.

    ★ ★: their Xiuha coping methods