Insurance claims for accident party take full responsibility
Created:
/Author:
Aaron Lewis
The accident party is one of the following 43 kinds of circumstances, the other party without the following 43 kinds of circumstances, any of the following circumstances a responsibility.
(a) the rear
(two) retrograde
(three) reverse
(four) the car away
(five) the door switch
(six) in violation of traffic signal, which includes the following 6 situations:
1, when the red light to pass
2, no U-turn U-turn in place
Driving into the lane 3, in violation of provisions
4, do not according to the traffic signal indicating the direction of travel
5, into the forbidding Road
6, not in accordance with the traffic police command of the traffic.
(seven) fails to yield (26 cases):
1, not to avoid performing an urgent task for police cars, fire engines, ambulances, rescue vehicles;
2, change lanes, motor vehicle related traffic lane run normally;
3, in the absence of center segregation facilities or not the center line of the road crossing, impaired party did not let the accessibility of a party in advance
4, in the absence of center segregation facilities or not the center line of the road crossing, impaired party has entered the barrier section, barrier free party did not enter, barrier free a party does not have obstacles first party
5, in the absence of center segregation facilities or not the center line of the stenosis of the slope of the road car, car not uphill downhill car first;
6, in the absence of center segregation facilities or not the center line of the stenosis of the slope of the road crossing, downhill car trip to the car is not half-way uphill uphill downhill, uphill car does not allow cars to;
7, in the absence of center segregation facilities or not the center line of the narrow mountain road when crossing each other, rely on the mountain of a party does not allow without the first party body;
8, can turn left in place, beyond the front lane is turning left vehicle;
9, in the U-turn locations, beyond the vehicle ahead with lane is a U-turn;
10, beyond the vehicle in front is passing
11, with vehicles coming from the opposite will be possible to overtake;
12, through the intersection, there is no overtaking condition, bend, steep slope, narrow bridge tunnel passing;
13, in the U-turn U-turn locations, not let the normal running of vehicles in advance;
In 14, the main road car does not allow main street car in advance
15, the auxiliary road car did not make the main road vehicles
16, import or crossing the road, not to require the bank;
17, through access to parking or road parking berths, interfering with other normal passage of vehicles;
18, into the ring road is not let the vehicle at the intersection of the first;
19, in the intersection, after the release of car does not allow to be released in advance of the car;
20, through no traffic signal control intersection or the traffic police command, not let the traffic signs, traffic line markings specified priority traffic
21, through no traffic signal lamp control or direction of traffic police and traffic signs, marking is not stipulated in the intersection priority, not to let the right road to vehicle in advance
22, through no traffic signal control intersection or the traffic police command, turning vehicle is not so straight ahead of the vehicle
23, through no traffic signal control intersection or the traffic police command, the relative direction of right turn vehicles were not let turning left in advance
24, not to avoid working road maintenance vehicle, engineering vehicle;
In 25, when the lights are red, the right turning vehicles not to advance is to release the vehicle;
In 26, when the light turns green, turning vehicles not to be let go straight ahead of the vehicle;
(eight) 6 cases according to law shall be responsible for
1, the escape
2, the loading of the goods, in the process of scattered scattered, causing traffic accidents;
The 3 part cut, carrying the super wide hit other vehicles
4, the vehicle collision shall be suspended, the park
5, in the absence of the center line or the same direction only one lane on the road, once the car right beyond the;
6, unilateral of traffic accident.
Inconsistent with the provisions of the parties, bear equal responsibility.
The fourth step to park the vehicle
In determining the responsibility of the accident, the driver should take the car to the roadside rapid processing.
Accidents on the highway, the car is moved to the nearest service area, the emergency lane;
The accident occurred in the city road, non motor vehicle lanes will be moved to the nearest emergency lane or roads within the;
The accident occurred in the other road, the car is moved to the nearest non motorized road or sidewalk.
The fifth step to fill in the "fast processing agreement"
1, fill out the "agreement", must be neat handwriting, the project is complete.
2, "the accident" column, should fill in the Arabia digital, accurate to the minute.
3, "the accident" column, should fill in the accident occurred in the district (county) in a way (or junctions), the specific location, such as a street: Haidian District Zhongguancun Street junction huangzhuang.
4, "name" column, fill in the names of the parties.
5, "the vehicle number" column, such as the black license plate, should be marked "label in the number".
6, "insurance companies" column, fill in the vehicle insurance the insurance company referred to, such as: the North branch.
7, "telephone" column, should fill in at any time can contact telephone number.In order to ensure no error, but also in the field of mobile phone call each other each other.8, "
insurance companies reported number", the report to the insurance company, the insurance company will back a report, the report, to fill in this column.
9, "accidents" column, corresponding to the accident situation in the corresponding "□" mark "√", to eighth and ninth to a brief description of the accident situation.10, "
injury and damage" column, injury and fill out the injured vehicles and other.
11, "the parties" column, corresponding to the parties undertake liability in the corresponding "□" mark "√", after completing, the parties signature confirmation.
12, "compensation" column, the parties voluntarily give up the insurance claim, can fill in according to the contents of the accident on both sides of the agreement, and signature confirmation.
above matters are finished, both sides can hold each a copy of "agreement", to the insurance company for claims procedures.
For the rapid processing of traffic accidents and no evacuation, cause the traffic jam, the traffic control department also provides the standard of punishment, namely: according to the law on the driver sentenced to a fine of 200 yuan, and the vehicle towed to a place not obstruct the traffic.
In the process of evacuation of the site, if one of the parties to escape, the other party should remember the Escaping Party models, number, escape the basic situation driver characteristics, vehicle near to do not impede traffic location, immediately call "122" alarm, waiting for the traffic police to the scene for processing.
The hit and run, the traffic control department will be punishable by a fine of 2000 yuan to the driver, and the 15 day the following administrative detention, 12 points in mind.
The above said is to leave the scene quickly processing accident, again the following about the other three cases in the treatment:
One, the need to protect the scene of accident, immediately report to the police:
1, the vehicle without a license.
2, the driver without driving license.
3, the driver drinking.
Two, marking the scene and after the withdrawal, alarm without where traffic accidents have:
1, the collision buildings, public facilities and other facilities;
2, non conformity inspection mark
3, no cross strong insurance mark
4, not in the city to buy compulsory insurance
5, the party escape.
How do three, unilateral incident
1, traffic accident happened unilaterally only caused damage to the vehicle, the driver should quickly moved to the vehicle nearby not where traffic report to insurance company, insurance company waiting.
2, traffic accident happened unilaterally caused by public facilities and other damage, the driver marking the scene, quickly moved to the vehicle nearby not where traffic alarm, waiting for the traffic police to deal with.